Jyot International Marketing L

Earns interest income as a non-banking financial company (NBFC) registered in Ahmedabad, lending against loans and advances. In FY26, revenue from operations was Rs 277.96 lakhs, almost entirely interest booked on its loan book, with consolidated total assets of Rs 7,133.32 lakhs. The company has one subsidiary, Efficient Tie Up Private Limited, which contributed Rs 305.94 lakhs of revenue in Q3 FY26 alone and lifted consolidated Q3 total income to Rs 376.47 lakhs. On the cost side, the largest line is other operating expenses at 58.1% of revenue, while employee costs are 4.3%, depreciation 0.2% and capex 0.4%. Statutory auditors issued a qualified opinion flagging that only Rs 58.61 lakhs of the Rs 277.96 lakhs interest income booked for FY26 was actually recovered in cash during the year, and that Rs 59.58 lakhs of TDS had not been deposited. In October 2025, the company raised Rs 1.6 crore by allotting 4 lakh equity shares at Rs 40 each to four non-promoter LLPs on a preferential basis.