The Karnataka Bank Limited has informed the Exchange regarding Audited Standalone and consolidated financial results for the quarter and financial year ended March 31 ,2025
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Karnataka Bank has reported its audited FY25 results with net profit of Rs. 1,272 crore, down about 2.6% from Rs. 1,306 crore last year, even though total income grew roughly 7% to Rs. 10,283 crore. For Q4 alone, net profit fell to Rs. 252 crore from Rs. 274 crore a year ago, and operating profit before provisions dropped sharply from Rs. 500 crore to Rs. 375 crore, showing margin pressure from rising costs. Asset quality improved, with gross NPA falling to 3.08% (from 3.53%) and net NPA to 1.31% (from 1.58%), and capital adequacy strengthened to 19.85%. The Board has recommended a final dividend of Rs. 5 per share (50% of face value). Auditors issued an unmodified opinion but flagged an Emphasis of Matter about Rs. 1.53 crore of unauthorized expenditure by whole-time directors that is recoverable from them but has not been adjusted in the books.
Mixed picture for shareholders: steady income growth and better asset quality are positives, but falling profit, weaker margins, and lower EPS (Rs. 33.69 vs Rs. 39.84) may weigh on the stock, though the 50% dividend provides some support.