What the business is, and whether it's a good one at a fair price.
A private sector bank that takes deposits and lends across retail, corporate, and treasury books. For the nine months to 31 December 2024, retail banking contributed 44.3% of segment revenue, corporate banking 35.6%, treasury operations 15.7%, other banking operations 2.9%, and unallocated items 1.5%. Retail banking covers housing, vehicle, gold, agriculture and MSME loans; corporate banking covers mid-corporate advances that the bank has been growing to replace lower-yielding IBPC and food credit exposure. Treasury operations invest the bank's surplus in government securities and other instruments. The bank's aggregate business stood at ₹1,92,118 crore in FY26, comprising gross advances of ₹83,340 crore and deposits of ₹1,08,779 crore, with CASA at 33.61% of deposits. Q4 FY26 net profit was ₹408.19 crore and full-year FY26 net profit was ₹1,310.75 crore; NIM expanded to 3.07% in Q4 and cost-to-income improved to 50.47%. In Q1 FY27, gross advances rose to ₹86,610 crore, deposits to ₹1,10,396 crore, NIM to 3.20%, and the bank crossed ₹2 lakh crore of total business on 31 July 2026. The main cost driver is interest paid on deposits and borrowings, which funds the loan book.
Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from KARNATAKA BANK LIMITED's filed financials and exchange disclosures
KARNATAKA BANK LIMITED is a Banks company listed on NSE and BSE, trading under the symbol KTKBANK.
Yes. Over the trailing twelve months KARNATAKA BANK LIMITED reported a net profit of ₹1,437 Cr.
Yes. The dividend yield is 1.53% at the current price. It paid out 14% of its profit as dividend in FY26.
No..
On trailing P/E, KARNATAKA BANK LIMITED ranks 4 of 20 in Private Sector Bank — cheaper than 84% of them, against an industry median of 12.4×. This is a position, not a valuation judgement.
On a typical session KARNATAKA BANK LIMITED moves 1.02% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by KARNATAKA BANK LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
