Companies›Financial Services›Financial Services›Banks
NSE:KTKBANK

KARNATAKA BANK LIMITED

Financial Services › Banks·NIFTY MICROCAP 250NIFTY SMALLCAP 500NIFTY TOTAL MARKET
₹309.90
at close · 28 Oct 2026
▲ 8.95 (+2.97%)

Latest filings

  1. Karnataka Bank Q2 FY27: PAT up 37%, gross advances up 25%, asset quality improves · Investor Communications
  2. Karnataka Bank posts record Q2 FY27 business and 37% profit growth · Compliance
  3. September quarter profit rises 37% as bad-loan ratio falls · Results
All filings ↓
Ask Nexa about KARNATAKA BANK LIMITED

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A private sector bank that takes deposits and lends across retail, corporate, and treasury books. For the nine months to 31 December 2024, retail banking contributed 44.3% of segment revenue, corporate banking 35.6%, treasury operations 15.7%, other banking operations 2.9%, and unallocated items 1.5%. Retail banking covers housing, vehicle, gold, agriculture and MSME loans; corporate banking covers mid-corporate advances that the bank has been growing to replace lower-yielding IBPC and food credit exposure. Treasury operations invest the bank's surplus in government securities and other instruments. The bank's aggregate business stood at ₹1,92,118 crore in FY26, comprising gross advances of ₹83,340 crore and deposits of ₹1,08,779 crore, with CASA at 33.61% of deposits. Q4 FY26 net profit was ₹408.19 crore and full-year FY26 net profit was ₹1,310.75 crore; NIM expanded to 3.07% in Q4 and cost-to-income improved to 50.47%. In Q1 FY27, gross advances rose to ₹86,610 crore, deposits to ₹1,10,396 crore, NIM to 3.20%, and the bank crossed ₹2 lakh crore of total business on 31 July 2026. The main cost driver is interest paid on deposits and borrowings, which funds the loan book.

Revenue mix · reported segments
Retail Banking44.3%
Corporate Banking35.6%
Treasury Operations15.7%
Other Banking Operations2.9%
Operating scale
Total business
₹1,92,118 crFY26
Gross advances
₹83,340 crFY26 Q4
Total deposits
₹1,08,779 crFY26 Q4
CASA ratio
33.61%FY26 Q4
GNPA / Net NPA
2.78% / 0.98%FY26 Q4
Net interest margin
3.07% (Q4)FY26 Q4
Who pays it
Retail depositors and borrowers, MSMEs, agri borrowers, and mid-corporate clients across India
Biggest cost
Interest expense on deposits and borrowings, which funds the loan and investment book
Kind of business
Mid-sized, asset-heavy private sector bank with a deposit-funded lending model
Where it sits
Private sector bank listed on NSE and BSE with total assets of ₹1,29,355.2 cr and gross advances of ₹83,340 cr at FY26
Market Cap
₹11,721 Cr
P / E (TTM)
8.2×
EV / EBITDA
—
Div Yield
1.61%
Growth
—·
Revenue 5y CAGR
PAT +22.1% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.19%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 19 Private Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#4/20
Profit growth#5/20

Scorecard

Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit compounding 22% a year over 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

KTKBANK · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

Loading peers…

Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

Loading financials…

Ownership

Who owns it — and is the promoter stake clean?

Loading shareholding…

Sign up to see the full company file

Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.

Common questions

Answered from KARNATAKA BANK LIMITED's filed financials and exchange disclosures

What does KARNATAKA BANK LIMITED do?

KARNATAKA BANK LIMITED is a Banks company listed on NSE and BSE, trading under the symbol KTKBANK.

Is KARNATAKA BANK LIMITED profitable?

Yes. Over the trailing twelve months KARNATAKA BANK LIMITED reported a net profit of ₹1,437 Cr.

Does KARNATAKA BANK LIMITED pay a dividend?

Yes. The dividend yield is 1.61% at the current price. It paid out 14% of its profit as dividend in FY26.

Is KARNATAKA BANK LIMITED expensive compared with its peers?

On trailing P/E, KARNATAKA BANK LIMITED ranks 4 of 20 in Private Sector Bank — cheaper than 84% of them, against an industry median of 12.3×. This is a position, not a valuation judgement.

How much does the KARNATAKA BANK LIMITED share price move in a day?

On a typical session KARNATAKA BANK LIMITED moves 1.19% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track KARNATAKA BANK LIMITED's announcements?

Every NSE and BSE filing by KARNATAKA BANK LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.