Karur Vysya Bank Limited has informed the Exchange about Investor Presentation
KARURVYSYA · price
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Karur Vysya Bank has shared its Q4FY25 and full-year investor presentation. Total business crossed Rs 1.86 lakh crore, up 14% YoY, with deposits at Rs 1,02,078 crore (crossing the Rs 1 trillion milestone) and gross advances at Rs 84,491 crore, both growing 15% and 14% respectively. Net profit for FY25 rose 21% YoY to Rs 1,942 crore, while Q4 net profit was Rs 513 crore, up 13% YoY. NIM came in at 4.09% for FY25 and 4.05% in Q4, slightly compressed from 4.20% earlier as cost of funds rose to 5.61% from 5.23%. Asset quality strengthened sharply with GNPA at 0.76% and NNPA at 0.20%, down from 1.40% and 0.40% a year ago, while CRAR improved to 18.17%. The bank added 50 new branches in FY25, taking the network to 888, and proposed a dividend of 130%.
Strong business growth, healthy 21% profit expansion, and a sharp improvement in asset quality are positive for shareholders, though the slight NIM compression and rising cost of funds may cap upside on the stock in the short term.