What the business is, and whether it's a good one at a fair price.
Operates as a private-sector bank that takes deposits and lends across retail, corporate and treasury operations. Retail banking (excluding digital) accounts for 65.6% of segment revenue at Rs 5,567.23 crore for the period to December 2024, driven by retail loans, deposits and small-business advances; gold loans alone are about 30% of the advances book. Corporate and wholesale banking contributes 17.9% (Rs 1,515.3 crore) from lending to corporate clients, and together retail, agriculture and MSME (RAM) accounts for 86% of advances with corporate at 14%. Treasury brings in 15.2% (Rs 1,289.47 crore) from the bank's investment portfolio. The bank runs 901 branches across 20 states and 2 union territories with 9,883 employees; as of June 2026, total business stood at Rs 2,27,267 crore (advances Rs 1,04,680 crore, deposits Rs 1,22,587 crore, CASA Rs 33,777 crore). Asset quality is clean (gross NPA 0.74%, net NPA 0.19%, capital adequacy 18.61%) and net interest margin held at 4.26% in Q1 FY27; the bank is rated AA with stable outlook by ICRA. Fifty new branches are planned for FY27 versus 13 added in FY26, and the largest input cost is interest paid on deposits, with term-deposit repricing flagged as pressure even as CASA mobilisation is being pushed.
Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from KARUR VYSYA BANK LTD's filed financials and exchange disclosures
KARUR VYSYA BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol KARURVYSYA.
Yes. Over the trailing twelve months KARUR VYSYA BANK LTD reported a net profit of ₹2,745 Cr.
Yes. The dividend yield is 0.64% at the current price. It paid out 8% of its profit as dividend in FY26.
No..
On trailing P/E, KARUR VYSYA BANK LTD ranks 10 of 20 in Private Sector Bank — cheaper than 53% of them, against an industry median of 12.4×. This is a position, not a valuation judgement.
On a typical session KARUR VYSYA BANK LTD moves 1.22% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by KARUR VYSYA BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
