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NSE:KARURVYSYA

KARUR VYSYA BANK LTD

Financial Services › Banks·NIFTY 500NIFTY MIDSMALLCAP 400NIFTY MIDSMALLCAP400 50:50NIFTY SMALLCAP 100+6
₹350.20
at close · 28 Oct 2026
▼ 0.65 (-0.19%)

Latest filings

  1. Karur Vysya Bank to open eight branches on October 30 · Business Updates
  2. Karur Vysya Bank cuts MCLR by 20 bps across all tenors · Business Updates
  3. KVB Q2 FY27 Earnings Call Transcript Filed · Investor Communications
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a private-sector bank that takes deposits and lends across retail, corporate and treasury operations. Retail banking (excluding digital) accounts for 65.6% of segment revenue at Rs 5,567.23 crore for the period to December 2024, driven by retail loans, deposits and small-business advances; gold loans alone are about 30% of the advances book. Corporate and wholesale banking contributes 17.9% (Rs 1,515.3 crore) from lending to corporate clients, and together retail, agriculture and MSME (RAM) accounts for 86% of advances with corporate at 14%. Treasury brings in 15.2% (Rs 1,289.47 crore) from the bank's investment portfolio. The bank runs 901 branches across 20 states and 2 union territories with 9,883 employees; as of June 2026, total business stood at Rs 2,27,267 crore (advances Rs 1,04,680 crore, deposits Rs 1,22,587 crore, CASA Rs 33,777 crore). Asset quality is clean (gross NPA 0.74%, net NPA 0.19%, capital adequacy 18.61%) and net interest margin held at 4.26% in Q1 FY27; the bank is rated AA with stable outlook by ICRA. Fifty new branches are planned for FY27 versus 13 added in FY26, and the largest input cost is interest paid on deposits, with term-deposit repricing flagged as pressure even as CASA mobilisation is being pushed.

Revenue mix · reported segments
Other Retail Banking65.6%
Corporate/Wholesale Banking17.9%
Treasury15.2%
Other Banking Operations1.3%
Retail Banking Digital0.0%
Operating scale
Branches
901 across 20 states and 2 union territoriesFY26
Employees
9,883 (28% women)FY26
Total business
Rs 2,27,267 crQ1 FY27
Advances
Rs 1,04,680 crQ1 FY27
Deposits
Rs 1,22,587 cr (CASA Rs 33,777 cr)Q1 FY27
Gold loan share of advances
~30%Q1 FY27
Who pays it
Retail depositors and borrowers, small-business and MSME borrowers, and corporate clients across India
Biggest cost
Interest paid on deposits, with term-deposit repricing flagged as near-term pressure
Kind of business
Private-sector bank with a retail-heavy, gold-loan-skewed advances book and a southern India franchise
Where it sits
AA-rated (ICRA, stable outlook) private sector bank with Rs 1,36,603 cr total assets as of FY26
Market Cap
₹33,852 Cr
P / E (TTM)
12.3×
EV / EBITDA
—
Div Yield
0.62%
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.29%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 19 Private Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#11/20
Profit growth#4/20

Scorecard

Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

KARURVYSYA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from KARUR VYSYA BANK LTD's filed financials and exchange disclosures

What does KARUR VYSYA BANK LTD do?

KARUR VYSYA BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol KARURVYSYA.

Is KARUR VYSYA BANK LTD profitable?

Yes. Over the trailing twelve months KARUR VYSYA BANK LTD reported a net profit of ₹2,745 Cr.

Does KARUR VYSYA BANK LTD pay a dividend?

Yes. The dividend yield is 0.62% at the current price. It paid out 8% of its profit as dividend in FY26.

Is KARUR VYSYA BANK LTD expensive compared with its peers?

On trailing P/E, KARUR VYSYA BANK LTD ranks 11 of 20 in Private Sector Bank — cheaper than 47% of them, against an industry median of 12.3×. This is a position, not a valuation judgement.

How much does the KARUR VYSYA BANK LTD share price move in a day?

On a typical session KARUR VYSYA BANK LTD moves 1.29% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track KARUR VYSYA BANK LTD's announcements?

Every NSE and BSE filing by KARUR VYSYA BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.