KARURVYSYANSEKarur Vysya Bank Limited· BanksHighPositive
Announced Mon, 19 May · 16:17 IST

Karur Vysya Bank Limited has informed the Exchange that Board of Directors at its meeting held on May 19, 2025, recommended Final Dividend of Rs. 2.60 per equity share.

Revenue DeclineEbitda Margin ExpansionContingent Liabilities IncreasedResults View source PDF

KARURVYSYA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Karur Vysya Bank reported full-year FY25 net profit of Rs. 1,604.81 crore, down about 17% from Rs. 1,941.64 crore in FY24. Q4 FY25 net profit was Rs. 496.03 crore versus Rs. 513.36 crore in the year-ago quarter. Total income for the year was Rs. 11,768.52 crore, slightly lower than Rs. 11,936.74 crore last year. However, operating profit before provisions rose roughly 14% to Rs. 3,212.33 crore, lifting operating margin to about 27%. Asset quality weakened, with gross NPAs rising to 1.74% from 1.40% and net NPAs doubling to 0.40%. Capital adequacy ratio improved to 18.17%. The Board has recommended a final dividend of Rs. 2.60 per share (130%), up from Rs. 2.40 (120%) last year, subject to shareholder approval. Auditors gave an unmodified opinion.

Likely market impact

Higher dividend signals management confidence despite a profit dip, but rising NPAs and a Rs. 2,537 crore GST show-cause notice (currently stayed by the Madras High Court) are key overhangs for shareholders. The improved operating efficiency and strong capital position offer support, though near-term sentiment may weigh on the stock due to weaker bottom line and asset quality slippage.