Karur Vysya Bank Limited has submitted to the Exchange, the financial results for the period ended March 31, 2025.
KARURVYSYA · price
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On the reaction day the stock moved 2.3 pts more than Nifty Smallcap 250 and 2.1 pts more than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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Karur Vysya Bank reported audited results for Q4 and FY25, with full-year net profit rising about 21% year-on-year to approximately Rs. 1,942 crore (from Rs. 1,605 crore in FY24). Total income for the year grew around 17% to roughly Rs. 11,508 crore. Q4 standalone net profit came in at about Rs. 513 crore, up roughly 3.5% from a year ago. Asset quality improved meaningfully, with Gross NPA falling to 1.40% (from 1.74%) and Net NPA dropping to 0.40% (from 0.76%). Capital adequacy under Basel III stayed strong at 19.97%, and provision coverage ratio rose to 96.81% (from 94.85%). The Board recommended a higher dividend of Rs. 2.60 per share (130%) versus Rs. 2.40 last year. The joint statutory auditors issued an unmodified (clean) opinion. The bank also flagged a large GST demand of about Rs. 2,537 crore (under stay from the Madras High Court) and an income tax demand of Rs. 160 crore, both being contested.
Strong profit growth, cleaner balance sheet, higher dividend, and solid capital position are positives for shareholders. However, the Rs. 2,537 crore GST dispute, though contested, remains a significant overhang that investors should monitor closely.