KARURVYSYANSEKARUR VYSYA BANK LTD· BanksMediumNeutral
Announced Fri, 24 Jul · 14:01 IST

KVB Q1 FY27 Call: NIM at 4.26%, Net Profit Rs 756 Cr, Up 45% YoY

Mgmt Guided Margin PressureMgmt Evaded Key QuestionInvestor Communications View source PDF

KARURVYSYA · price

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Price reaction · full curve 14 horizons · vs prior close
+0.5%1-day move
₹337.90
prior close
₹339.15
base price
In-mkt
timing
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AI summary

Karur Vysya Bank held its Q1 FY27 earnings call. Total business grew 16% YoY to Rs 2,27,267 crores. Net interest margin held steady at 4.26%. Net profit rose 4% QoQ and 45% YoY to Rs 756 crores. ROA at 2.11%. Gross NPA at 0.74%, net NPA at 0.19%. Full year NIM guidance maintained at 3.7-3.8%, under review in September. Management flagged 5-10 bps rise in cost of deposits and 10 bps fall in yields next quarter.

Likely market impact

Stable NIM and strong YoY profit growth signal healthy fundamentals. Margin pressure flagged for Q2 may cap upside. MD succession timeline left open.