Announced Fri, 14 Nov · 16:06 IST

Outcome of board meeting and submission of unaudited financial results for the quarter and half year ended on September 30, 2025.

Revenue DeclinePat Growth 25pctNegative Operating CashflowResults View source PDF

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

KIFS Financial Services, an Ahmedabad-based NBFC, reported Q2 FY26 total revenue of ₹705.25 lakhs, down about 19% from ₹872.76 lakhs in Q2 FY25, mainly due to lower interest income. Despite the revenue dip, net profit rose sharply to ₹212.42 lakhs (vs ₹164.04 lakhs, up ~29.5% YoY) thanks to sharply lower finance costs (₹404.40 vs ₹630.61 lakhs). For H1 FY26, revenue was ₹1,686.07 lakhs (vs ₹1,712.22 lakhs) and net profit was ₹380.82 lakhs (vs ₹315.03 lakhs, up ~20.9%). Total assets shrank to ₹30,014 lakhs from ₹39,378 lakhs as on March 2025, while the loan book expanded to ₹28,229 lakhs from ₹17,675 lakhs. Borrowings fell to ₹23,632 lakhs and the company paid a final dividend of ₹1.50 per share for FY25.

Likely market impact

Profit growth driven by lower borrowing costs, not top-line expansion, is the key takeaway. The steeply negative operating cash flow (~₹17,270 lakhs used in operations in H1) and shrinking asset base suggest balance-sheet run-down, which investors should watch closely even though headline PAT looks strong.