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KIFS FINANCIAL SERVICES LTD.

Financial Services › Finance
₹105.00
at close · 28 Oct 2026
▼ 4.90 (-4.46%)

Latest filings

  1. Newspaper notice on special window for physical share transfers · Compliance
  2. Routine SEBI compliance certificate for share dematerialisation, Q2 FY27 · Compliance
  3. Final dividend of Rs 1.55 per share declared for FY 2025-26 · Corporate Actions
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Earns revenue primarily through interest charged on loans as an RBI-registered non-banking financial company (NBFC) based in Ahmedabad. In FY26, total revenue from operations was ₹3,599.44 lakhs, almost entirely interest income, which grew 23.6% from the prior year. Loan disbursements during FY26 totaled ₹21,259.80 lakhs, with the on-book loan portfolio reaching ₹28,229 lakhs as of September 2025, up from ₹17,675 lakhs at March 2025. Borrowings used to fund this lending were ₹23,632 lakhs at September 2025. The single largest expense is finance costs — interest paid on borrowings — which came to ₹388.34 lakhs in Q3 FY26 alone. Total assets were ₹451.08 crore in FY26 and net profit for the year was ₹798.58 lakhs.

Operating scale
On-book loan portfolio
₹28,229 lakhsSep 2025
Loan disbursements
₹21,259.80 lakhsFY26
Borrowings
₹23,632 lakhsSep 2025
Total assets
₹451.08 croreFY26
Q3 FY26 interest income
₹715.30 lakhsQ3 FY26
Loan portfolio growth
From ₹17,675 lakhs (Mar 2025) to ₹28,229 lakhs (Sep 2025)
Who pays it
Borrowers taking loans from the company (specific borrower segments not stated in available filings)
Biggest cost
Finance costs — interest paid on borrowings, ₹388.34 lakhs in Q3 FY26
Kind of business
Spread-based NBFC lender funding loans with borrowed funds
Where it sits
RBI-registered NBFC headquartered in Ahmedabad, listed on BSE
Market Cap
₹114 Cr
P / E (TTM)
13.6×
EV / EBITDA
—
Div Yield
1.43%
Growth
11.5%▲
Revenue 5y CAGR
PAT +16.1% · EBITDA +10.9%
Quality
—·
ROCE (FY26)
ROE 14.1% (5y median) · margin 95.6%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
1.7×▲
Margin +4.1 pts
₹21 Cr → ₹36 Cr
Moves on a normal day
2.50%·
Median daily move
Last 247 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#86/200
P/B#176/253
ROE#33/257
EBITDA margin#26/249
Revenue growth#89/231
Profit growth#112/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Profit compounding 16% a year over 5 years
Pays out 20% of profit as dividend
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from KIFS FINANCIAL SERVICES LTD.'s filed financials and exchange disclosures

What does KIFS FINANCIAL SERVICES LTD. do?

KIFS FINANCIAL SERVICES LTD. is a Finance company listed on BSE.

Is KIFS FINANCIAL SERVICES LTD. profitable?

Yes. Over the trailing twelve months KIFS FINANCIAL SERVICES LTD. reported a net profit of ₹8.34 Cr on revenue of ₹39 Cr.

Does KIFS FINANCIAL SERVICES LTD. pay a dividend?

Yes. The dividend yield is 1.43% at the current price. It paid out 20% of its profit as dividend in FY26.

Is KIFS FINANCIAL SERVICES LTD. expensive compared with its peers?

On trailing P/E, KIFS FINANCIAL SERVICES LTD. ranks 86 of 200 in Non Banking Financial Company (NBFC) — cheaper than 57% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the KIFS FINANCIAL SERVICES LTD. share price move in a day?

On a typical session KIFS FINANCIAL SERVICES LTD. moves 2.50% — that is the median absolute close-to-close move across its last 247 trading days. MarketPing measures each filing's price reaction against it.

Where can I track KIFS FINANCIAL SERVICES LTD.'s announcements?

Every NSE and BSE filing by KIFS FINANCIAL SERVICES LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.