Kotak Mahindra Bank Limited has informed the Exchange regarding a press release dated May 02, 2026, titled "Media Release on the Consolidated and Standalone Audited Financial Results of the Bank for the Financial Year ended March 31, 2026".
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Kotak Mahindra Bank reported strong Q4FY26 standalone PAT of ₹4,027 crore, up 13% YoY and 17% QoQ. Full year FY26 standalone PAT stood at ₹14,008 crore, up 2% YoY excluding a one-time gain on ZKGI divestment. Net Interest Income grew 6% YoY to ₹30,010 crore for FY26. However, Net Interest Margin compressed to 4.60% for FY26 from 4.96% in FY25, indicating margin pressure. Asset quality improved with GNPA declining to 1.20% from 1.42% YoY, and provisions decreased 43% YoY in Q4. Net Advances grew 16% YoY to ₹4.96 lakh crore, while deposits increased 15% YoY to ₹5.72 lakh crore. The Board recommended dividend of ₹0.65 per share. Consolidated PAT for FY26 was ₹19,288 crore.
Strong earnings growth with improved asset quality and capital ratios (CET1 at 21.3%) are positives, but margin compression of 36 basis points over the year may concern investors focused on banking sector NIM trends.