What the business is, and whether it's a good one at a fair price.
The bank serves 5.2 crore customers across 5,581 branches with consolidated total assets of Rs 10,03,353 crore. Revenue comes from three core banking segments — Retail Banking (48.1% of segment revenue), Corporate Wholesale Banking (34.8%), and Treasury, BMU and Corporate Centre (17.1%) — plus a set of financial services subsidiaries covering insurance, asset management, broking, vehicle financing and advisory. Retail Banking generated Rs 25,067 crore at a 17.4% EBIT margin; Corporate Wholesale Banking produced Rs 18,108 crore at a 30.7% margin; the Treasury segment, though only 17.1% of revenue, ran at a 79.9% EBIT margin. In Q1 FY27, the standalone bank earned a net profit of Rs 4,123 crore (+26% YoY) on net interest income of Rs 7,928 crore, with net advances of Rs 5.12 lakh crore (+15% YoY) and deposits of Rs 5.73 lakh crore (+12% YoY). Subsidiaries contributed 33% of consolidated PAT, with Kotak AMC, Kotak Prime, Kotak Securities and insurance among the larger contributors. Asset quality is strong — gross NPA at 1.18%, capital adequacy at 22.78%, NIM held at 4.53% for a third straight quarter. The bank is acquiring Deutsche Bank's India retail, private banking and wealth business for Rs 281 crore — adding roughly 150,000 customers, Rs 29,000 crore in advances, Rs 16,000 crore in deposits and Rs 10,500 crore in wealth AUM, with closing scheduled for September 2027.
Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from KOTAK MAHINDRA BANK LTD's filed financials and exchange disclosures
KOTAK MAHINDRA BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol KOTAKBANK.
Yes. Over the trailing twelve months KOTAK MAHINDRA BANK LTD reported a net profit of ₹20,239 Cr.
Yes. The dividend yield is 0.12% at the current price. It paid out 3% of its profit as dividend in FY26.
No..
On trailing P/E, KOTAK MAHINDRA BANK LTD ranks 9 of 20 in Private Sector Bank — cheaper than 58% of them, against an industry median of 12.4×. This is a position, not a valuation judgement.
On a typical session KOTAK MAHINDRA BANK LTD moves 0.74% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by KOTAK MAHINDRA BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
