Kotak Mahindra Bank Limited has informed the Exchange regarding Integrated Annual Report 2024-25 and the Notice convening the Annual General Meeting
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Kotak Mahindra Bank has filed its Integrated Annual Report for FY 2024-25 along with the notice for its 40th Annual General Meeting, scheduled for Saturday, August 2, 2025 at 10:00 AM via video conferencing. The report includes audited standalone and consolidated financial statements, the Directors' Report, Auditors' Report, Management's Discussion and Analysis, and the Business Responsibility and Sustainability Report (BRSR). Key highlights from the report show the bank as a ₹8.8 trillion institution with total assets of ₹8,79,774 crore, total deposits of ₹4,94,707 crore, total advances of ₹4,86,166 crore, and assets under management of ₹6,69,885 crore, serving 5.3 crore customers. Average advances grew 18% and average deposits grew 16% year-on-year, with book value per share rising 21%. The report also notes that the RBI embargo on digital onboarding and new credit card issuance was lifted in February 2025 after the bank strengthened its technology platform. Notice and report are being sent by email to shareholders, with a QR code and web link being shared with those without registered email addresses.
This is a routine regulatory filing disclosing the annual report and AGM notice. While it does not change the investment case directly, it gives shareholders a detailed view of the bank's FY25 performance, its multi-year transformation strategy, and the resolution of last year's RBI technology-related restrictions. Shareholders should watch for the AGM on August 2 for any management commentary on growth outlook and the path post-embargo.