Press Release on annual audited financial results attached
KOTAKBANK · price
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Kotak Mahindra Bank reported standalone PAT of ₹14,008 crore for FY26, up 2% YoY (excluding ZKGI divestment gain), with Q4FY26 PAT at ₹4,027 crore, up 13% YoY. Consolidated PAT for FY26 stood at ₹19,288 crore. Net Interest Income grew 6% to ₹30,010 crore, while Net Advances increased 16% YoY to ₹496,009 crore. Deposits grew 15% YoY to ₹572,456 crore. Asset quality improved with GNPA declining to 1.20% from 1.42% YoY. Provisions decreased 43% YoY in Q4 to ₹516 crore. Capital adequacy remains robust at 22.4% with CET1 of 21.3%. The Board recommended dividend of ₹0.65 per share. NIM compressed to 4.60% in FY26 from 4.96% in FY25.
Strong performance with double-digit Q4 PAT growth and improved asset quality. NIM compression and lower-than-25% PAT growth suggest moderate outlook. The exceptional Infina divestment gain of ₹1,094 crore boosts reported consolidated results. Healthy capital ratios support continued growth capacity.