Announced Fri, 14 Nov · 16:03 IST

Aprproval of unaudited quarterly results - 30.09.2025 Take note of limited review

Revenue Growth 20pctPat Growth 25pctAuditor Mid Year ChangeDebt Equity ThresholdResults View source PDF

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

The Board of Kumbhat Financial Services approved the unaudited financial results for the quarter and half-year ended September 30, 2025, along with a limited review by statutory auditors Joseph & Rajaram, who issued an unmodified (clean) conclusion. Total income for H1 FY26 jumped to about ₹308 lakhs from just ₹29 lakhs in H1 FY25, driven mainly by fees and commission income (₹120 lakhs) and interest income. Profit after tax for H1 FY26 rose sharply to ₹19.38 lakhs (vs ₹0.65 lakh in H1 FY25), and EPS improved to ₹0.38 from ₹0.02. The balance sheet shows total assets of ₹2,275 lakhs with borrowings of ₹1,500 lakhs, giving a debt-to-equity ratio of roughly 2.7x. Notably, this is the first filing reviewed by the new auditor firm Joseph & Rajaram, as the previous auditor had reviewed/audited the comparative periods.

Likely market impact

Strong topline and profit growth signal a turnaround in the NBFC's operations, though the very high debt-to-equity ratio (~2.7x) and small absolute profit base mean the stock remains thinly traded and sensitive to credit quality. The mid-year change of statutory auditor is a point shareholders should watch in the next annual report.