What the business is, and whether it's a good one at a fair price.
Operates as a small, Chennai-based non-banking financial company focused on retail lending. In FY26, total income stood at ₹7.1 crore, comprising ₹581.23 lakhs of interest income on loans and ₹128.57 lakhs of fees and commission income. The loan book expanded materially during the year, with loan disbursements of ₹923.32 lakhs, funded through borrowings that rose to ₹1,962.50 lakhs. Profit after tax fell to ₹82.55 lakhs from ₹135.85 lakhs in FY25 as finance costs doubled to ₹203.01 lakhs and fee and commission expenses surged to ₹357.69 lakhs. Operating costs are modest — employee costs at 1.6% of revenue and other operating expenses at 6.0% — making finance costs on borrowings the dominant input cost. The statutory auditor issued an unmodified opinion on the FY26 results.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
Loading peers…
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
Loading financials…
Who owns it — and is the promoter stake clean?
Loading shareholding…
Sign up to see the full company file
Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.
Answered from KUMBHAT FINANCIAL SERVICES LTD's filed financials and exchange disclosures
KUMBHAT FINANCIAL SERVICES LTD is a Finance company listed on BSE.
Yes. Over the trailing twelve months KUMBHAT FINANCIAL SERVICES LTD reported a net profit of ₹1 Cr on revenue of ₹7 Cr.
Not in the latest reported year — KUMBHAT FINANCIAL SERVICES LTD's dividend payout for FY26 was nil.
Effectively yes. It holds ₹0 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, KUMBHAT FINANCIAL SERVICES LTD ranks 76 of 212 in Non Banking Financial Company (NBFC) — cheaper than 64% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session KUMBHAT FINANCIAL SERVICES LTD moves 2.49% — that is the median absolute close-to-close move across its last 225 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by KUMBHAT FINANCIAL SERVICES LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
