Companies›Financial Services›Financial Services›Finance

KUMBHAT FINANCIAL SERVICES LTD

Financial Services › Finance
₹17.82
at close · 28 Oct 2026
▲ 0.84 (+4.95%)

Latest filings

  1. Compliance certificate under Reg. 74(5) of SEBI DP Regulation 2018 · Compliance
  2. 33rd AGM results: all 4 resolutions passed, borrowing up to Rs 43 Cr approved · Compliance
  3. Trading window closed from Oct 1 ahead of Q2 results · Compliance
All filings ↓
Ask Nexa about KUMBHAT FINANCIAL SERVICES LTD

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a small, Chennai-based non-banking financial company focused on retail lending. In FY26, total income stood at ₹7.1 crore, comprising ₹581.23 lakhs of interest income on loans and ₹128.57 lakhs of fees and commission income. The loan book expanded materially during the year, with loan disbursements of ₹923.32 lakhs, funded through borrowings that rose to ₹1,962.50 lakhs. Profit after tax fell to ₹82.55 lakhs from ₹135.85 lakhs in FY25 as finance costs doubled to ₹203.01 lakhs and fee and commission expenses surged to ₹357.69 lakhs. Operating costs are modest — employee costs at 1.6% of revenue and other operating expenses at 6.0% — making finance costs on borrowings the dominant input cost. The statutory auditor issued an unmodified opinion on the FY26 results.

Operating scale
Total income
₹7.1 croreFY26
Loan disbursements
₹923.32 lakhsFY26
Total borrowings
₹1,962.50 lakhsFY26
Total assets
₹27.3381 croreFY26
Net profit
₹0.8255 croreFY26
Finance costs
₹203.01 lakhsFY26
Who pays it
Retail loan borrowers
Biggest cost
Finance costs (interest on borrowings), which doubled to ₹203.01 lakhs in FY26
Kind of business
Small, leveraged retail-lending NBFC
Where it sits
Small Chennai-based NBFC listed on BSE, focused on retail loans
Market Cap
₹9 Cr
P / E (TTM)
11.6×
EV / EBITDA
—
Div Yield
—
Growth
111.1%▲
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE 2.2% (5y median) · margin 38.1%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
41.9×▲
Margin +529.4 pts
₹0 Cr → ₹7 Cr
Moves on a normal day
2.76%·
Median daily move
Last 222 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#70/200
P/B#162/253
ROE#27/257
EBITDA margin#67/249
Revenue growth#47/231
Profit growth#145/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 111% a year over 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

Price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

Loading peers…

Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

Loading financials…

Ownership

Who owns it — and is the promoter stake clean?

Loading shareholding…

Sign up to see the full company file

Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.

Common questions

Answered from KUMBHAT FINANCIAL SERVICES LTD's filed financials and exchange disclosures

What does KUMBHAT FINANCIAL SERVICES LTD do?

KUMBHAT FINANCIAL SERVICES LTD is a Finance company listed on BSE.

Is KUMBHAT FINANCIAL SERVICES LTD profitable?

Yes. Over the trailing twelve months KUMBHAT FINANCIAL SERVICES LTD reported a net profit of ₹0.83 Cr on revenue of ₹7.14 Cr.

Does KUMBHAT FINANCIAL SERVICES LTD pay a dividend?

Not in the latest reported year — KUMBHAT FINANCIAL SERVICES LTD's dividend payout for FY26 was nil.

Is KUMBHAT FINANCIAL SERVICES LTD expensive compared with its peers?

On trailing P/E, KUMBHAT FINANCIAL SERVICES LTD ranks 70 of 200 in Non Banking Financial Company (NBFC) — cheaper than 65% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the KUMBHAT FINANCIAL SERVICES LTD share price move in a day?

On a typical session KUMBHAT FINANCIAL SERVICES LTD moves 2.76% — that is the median absolute close-to-close move across its last 222 trading days. MarketPing measures each filing's price reaction against it.

Where can I track KUMBHAT FINANCIAL SERVICES LTD's announcements?

Every NSE and BSE filing by KUMBHAT FINANCIAL SERVICES LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.