LICHSGFINBSELIC Housing Finance LtdHighNeutral
Announced Wed, 13 May · 21:52 IST

Audited Financial result for the quarter and year ended March 31, 2026

Pat Growth 25pctEbitda Margin ExpansionResults View source PDF

LICHSGFIN · price

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Price reaction · full curve 14 horizons · vs prior close
-6.9%1-day move
₹586.50
prior close
₹570.25
base price
After-mkt
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-0.7+0.3+1.6-0.0-6.9-7.0-7.7-6.6-8.4-7.1-6.6-5.8-6.3
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AI summary

LIC Housing Finance reported FY2026 standalone net profit of Rs 5,595 crore, up 3.1% from Rs 5,429 crore in FY2025. Total income grew 2.6% to Rs 28,772 crore. EPS improved to Rs 101.72 from Rs 98.70. The company declared dividend of Rs 10 per share (500% on face value of Rs 2). Asset quality improved with GNPA declining to 2.15% from 2.47% and NNPA to 1.08% from 1.22%. However, impairment charges more than doubled to Rs 554 crore from Rs 261 crore, indicating higher provisioning for potential loan losses. The board appointed Shri Sandeep Kumar as Chief Operating Officer. Joint auditors issued an unmodified opinion on the financial statements.

Likely market impact

Steady profit growth and improved asset quality are positive signals for investors. However, the sharp rise in impairment charges warrants caution as it may indicate underlying stress in the loan book. The consistent dividend payout provides regular returns to shareholders.