What the business is, and whether it's a good one at a fair price.
Provides housing finance to individuals and project developers, with the Loans segment delivering 99.5% of FY26 segment revenue at Rs 28,771.66 crore and Other Segments contributing the remaining 0.5%. The cost of funds is the dominant input — weighted average cost of funds was 7.27% in FY26 against a yield on advances of 9.21%, giving a Net Interest Margin of 2.68% for FY26. Q4 FY26 disbursements totalled Rs 21,019 crore, split between individual home loans of Rs 16,672 crore and non-housing individual loans of Rs 3,348 crore. Asset quality has been improving, with Stage 3 exposure trending lower in recent quarters. Employee costs are 2.5% of revenue and other operating expenses 1.5%. Life Insurance Corporation of India is the promoter, holding 45.24% of the equity.
Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
Loading peers…
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
Loading financials…
Who owns it — and is the promoter stake clean?
Loading shareholding…
Sign up to see the full company file
Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.
Answered from LIC HOUSING FINANCE LTD's filed financials and exchange disclosures
LIC HOUSING FINANCE LTD is a Finance company listed on NSE and BSE, trading under the symbol LICHSGFIN.
Yes. Over the trailing twelve months LIC HOUSING FINANCE LTD reported a net profit of ₹5,739 Cr on revenue of ₹28,683 Cr.
Yes. The dividend yield is 1.78% at the current price. It paid out 10% of its profit as dividend in FY26.
Effectively yes. It holds ₹710 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, LIC HOUSING FINANCE LTD ranks 4 of 17 in Housing Finance Company — cheaper than 81% of them, against an industry median of 13.3×. This is a position, not a valuation judgement.
On a typical session LIC HOUSING FINANCE LTD moves 0.82% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by LIC HOUSING FINANCE LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
