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NSE:LICHSGFIN

LIC HOUSING FINANCE LTD

Financial Services › Finance·NIFTY 200NIFTY 500NIFTY LARGEMIDCAP 250NIFTY MIDCAP 100+10
₹510.00
at close · 27 Oct 2026
▲ 12.00 (+2.41%)

Latest filings

Next results: Fri, 30 Oct · Financial Results
  1. Members approve Sandeep Kumar as MD and CEO · Management Changes
  2. LIC Housing Finance board meeting set for 30 Oct 2026 to approve Q2FY26 results · Results
  3. Routine SEBI compliance filing on demat share certificates for Sep 2026 quarter · Compliance
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Provides housing finance to individuals and project developers, with the Loans segment delivering 99.5% of FY26 segment revenue at Rs 28,771.66 crore and Other Segments contributing the remaining 0.5%. The cost of funds is the dominant input — weighted average cost of funds was 7.27% in FY26 against a yield on advances of 9.21%, giving a Net Interest Margin of 2.68% for FY26. Q4 FY26 disbursements totalled Rs 21,019 crore, split between individual home loans of Rs 16,672 crore and non-housing individual loans of Rs 3,348 crore. Asset quality has been improving, with Stage 3 exposure trending lower in recent quarters. Employee costs are 2.5% of revenue and other operating expenses 1.5%. Life Insurance Corporation of India is the promoter, holding 45.24% of the equity.

Revenue mix · reported segments
Loans99.5%
Other Segments0.5%
Operating scale
Loan portfolio
Rs 3,22,098 croreQ1 FY27
Q1 FY27 disbursements
Rs 15,014 croreQ1 FY27
Net Interest Margin
2.58%Q1 FY27
Stage 3 exposure
2.14%Q1 FY27
ROE
14%Q1 FY27
Weighted average cost of funds
7.28%Q1 FY27
Who pays it
Individual home loan borrowers and real estate project developers
Biggest cost
Cost of borrowed funds, with weighted average cost of funds at 7.27% in FY26
Kind of business
Asset-heavy, leveraged housing finance with thin spread economics
Where it sits
LIC-promoted housing finance company with LIC holding 45.24% of equity
Market Cap
₹28,070 Cr
P / E (TTM)
4.9×
EV / EBITDA
—
Div Yield
1.96%
Growth
7.7%▲
Revenue 5y CAGR
PAT +15.4% · EBITDA +8.6%
Quality
—·
ROCE (FY26)
ROE 13.5% (5y median) · margin 93.6%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
1.5×▲
Margin +5.6 pts
₹19,882 Cr → ₹28,837 Cr
Moves on a normal day
0.88%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 19 Housing Finance Company peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#7/17
P/B#7/17
ROE#5/17
EBITDA margin#2/19
Revenue growth#15/19
Profit growth#14/20

Scorecard

Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice

Strengths
Profit compounding 15% a year over 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

LICHSGFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from LIC HOUSING FINANCE LTD's filed financials and exchange disclosures

What does LIC HOUSING FINANCE LTD do?

LIC HOUSING FINANCE LTD is a Finance company listed on NSE and BSE, trading under the symbol LICHSGFIN.

Is LIC HOUSING FINANCE LTD profitable?

Yes. Over the trailing twelve months LIC HOUSING FINANCE LTD reported a net profit of ₹5,739 Cr on revenue of ₹28,683 Cr.

Does LIC HOUSING FINANCE LTD pay a dividend?

Yes. The dividend yield is 1.96% at the current price. It paid out 10% of its profit as dividend in FY26.

Is LIC HOUSING FINANCE LTD expensive compared with its peers?

On trailing P/E, LIC HOUSING FINANCE LTD ranks 7 of 17 in Housing Finance Company — cheaper than 63% of them, against an industry median of 10.3×. This is a position, not a valuation judgement.

How much does the LIC HOUSING FINANCE LTD share price move in a day?

On a typical session LIC HOUSING FINANCE LTD moves 0.88% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are LIC HOUSING FINANCE LTD's next results?

Financial Results on Fri, 30 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track LIC HOUSING FINANCE LTD's announcements?

Every NSE and BSE filing by LIC HOUSING FINANCE LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.