LIC Housing Finance Limited has informed the Exchange regarding a press release dated May 15, 2025, titled "Press Release for quarter ended 31st March 2025".
LICHSGFIN · price
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Awaiting price reaction for this filing.
LIC Housing Finance Limited reported strong FY2025 results with profit after tax rising 14% to Rs. 5,429.02 crore from Rs. 4,765.41 crore last year. Q4 FY2025 was even stronger, with net profit up 25% at Rs. 1,367.96 crore versus Rs. 1,090.82 crore in Q4 FY2024. Revenue from operations for the quarter grew 5% to Rs. 7,283.33 crore, while profit before tax rose 20% to Rs. 1,769.58 crore. The loan portfolio expanded 7% to Rs. 3,07,732 crore, with individual home loans growing 7% and project loans up 15%. Asset quality improved, with stage 3 (NPA) exposure falling to 2.47% from 3.31% a year earlier. However, net interest margin dipped to 2.86% in Q4 from 3.15% last year. The board has recommended a 500% dividend, and full-year EPS stood at Rs. 98.70.
Positive for shareholders — strong profit growth, improved asset quality, and a healthy 500% dividend declaration signal confidence. Margin compression is a mild concern but overall earnings momentum remains robust.