LIC Housing Finance Limited has informed the Exchange regarding a press release dated May 13, 2026, titled "Press Release pertaining to the fourth Quarter and year ended March 31, 2026".
LICHSGFIN · price
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LIC Housing Finance reported Q4 FY2026 net profit of Rs. 1,497.41 crore, up 9% YoY, with full-year net profit at Rs. 5,595.15 crore (+3%). Disbursements grew 10% in Q4 to Rs. 21,019 crore, driven by strong growth in individual home loans (+8%) and non-housing loans (+25%). The loan portfolio expanded 4% to Rs. 3.20 lakh crore. However, Net Interest Margin compressed by 5 basis points to 2.80% in Q4 and 2.68% for the full year. Asset quality improved with Stage 3 exposure falling to 2.16% from 2.47% a year ago. The board proposed a dividend of 500% (Rs. 10 per share).
Profit growth and improved asset quality are positives, but NIM compression signals ongoing margin pressure which could limit future earnings growth despite strong disbursement momentum.