LIC Housing Finance Limited has informed the Exchange regarding a press release dated August 01, 2025, titled "Press Release financial Result Q1 FY 2024-25".
LICHSGFIN · price
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Awaiting price reaction for this filing.
LIC Housing Finance reported its Q1 FY26 (quarter ended June 30, 2025) standalone results, posting a net profit after tax of Rs. 1,359.92 crores, up 5% from Rs. 1,300.21 crores a year earlier. Revenue from operations rose 7% to Rs. 7,233.13 crores, while net interest income grew 4% to Rs. 2,065.78 crores and profit before tax rose 4% to Rs. 1,699.16 crores. Total disbursements were Rs. 13,116 crores (up 2%), with individual home loans contributing Rs. 11,247 crores. The overall loan portfolio grew 7% to Rs. 3,09,587 crores. Asset quality improved, with Stage 3 (NPA) exposure falling to 2.62% from 3.30%, though net interest margin slipped to 2.68% from 2.76%.
Steady profit and loan book growth with improving asset quality are positives for shareholders, but the slight dip in net interest margin signals some pressure on lending spreads. Overall, the results indicate stable, modest growth rather than a major re-rating catalyst.