Press Release for March 31, 2026
LICHSGFIN · price
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LIC Housing Finance Ltd reported Q4 FY2026 net profit of Rs 1497.41 crore, up 9% year-on-year. Total disbursements for the quarter stood at Rs 21,019 crore, growing 10% YoY, driven by strong performance in individual home loans (Rs 16,672 crore, up 8%) and non-housing loans (Rs 3,348 crore, up 25%). For the full year FY2026, net profit reached Rs 5,595.15 crore with 3% growth. Revenue from operations was Rs 7,194.34 crore in Q4, down 1% YoY. Net Interest Margin compressed by 5 basis points to 2.80% in Q4. The board proposed a dividend of 500% (Rs 10 per share). Asset quality improved with Stage 3 exposure declining to 2.16% from 2.47% earlier, and ECL provisions reduced to Rs 4,568.62 crore.
LIC Housing Finance delivered steady profit growth and improved asset quality despite margin compression. The strong 10% disbursement growth and dividend payout signal confidence, though the 1% revenue decline in Q4 and NIM compression warrant monitoring for sustainability.