Life Insurance Corporation Of India has informed the Exchange about Transcript
LICI · price
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LIC filed the transcript of its FY25 earnings call held on May 27, 2025. Key highlights: Total Premium Income rose to INR 4,88,148 Crore, with Individual New Business Premium hitting a record INR 62,495 Crore (up 8.28% YoY). Profit After Tax grew 18.38% YoY to INR 48,151 Crore, and Net VNB crossed the INR 10,000 Crore mark for the first time at INR 10,011 Crore. VNB margin expanded by 80 basis points to 17.6%, with the individual segment touching around 21%. Indian Embedded Value rose 6.81% to INR 7,76,876 Crore and AUM grew 6.45% to INR 54.52 lakh Crore. Non-Par share of Individual APE surged from 18.32% to 27.69%, and Bancassurance grew 57.96%. Overall expense ratio improved sharply by 315 bps to 12.42%, and Solvency Ratio rose to 2.11. The Board recommended a final dividend of Rs. 12 per share.
Strong show across profitability, margins and solvency along with a record VNB crossing should be viewed positively by shareholders. Market share continues to slip slightly in individual business, but margin expansion, expense control and a healthy dividend signal continued improvement in shareholder returns.