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NSE:LICI

LIFE INSURA CORP OF INDIA

Financial Services › Insurance·NIFTY 200NIFTY 500NIFTY LARGEMIDCAP 250NIFTY MIDCAP 100+9
₹387.70
at close · 27 Oct 2026
▲ 5.50 (+1.44%)

Latest filings

Next results: Thu, 5 Nov · Financial Results
  1. LIC board meeting on Nov 5 to approve Q2 FY27 results · Results
  2. LIC to launch three new insurance products on October 19, 2026 · Business Updates
  3. LIC re-designates Sonija M.S. as Chief (I/C) Finance and Accounts · Management Changes
All filings ↓
Ask Nexa about LIFE INSURA CORP OF INDIA

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Sells life insurance, pension, and protection products to Indian households and corporate groups through a multi-channel distribution network. Earns primarily by collecting premiums and earning investment returns on a ₹57,29,396 crore asset base. The individual life insurance business generated ₹67,676 crore of new business premium in FY26, spanning participating, non-participating, unit-linked, and protection plans. Group insurance accounts for a 70.11% share of the group's first-year premium market. Bancassurance and alternate channels crossed the ₹5,000 crore new business premium milestone for the first time, growing 45.19% year-on-year to ₹5,076 crore. The dominant cost drivers are insurance claims paid out — ₹19,020 crore on death claims covering 8.30 lakh lives and ₹2,37,353 crore on maturity claims covering 2.41 crore policyholders — alongside an 11.91% operating expense ratio. Around 1.5 million agents and digital platforms such as the ANANDA app (policies up 56% year-on-year) drive sales.

Operating scale
Market share by first-year premium
56.6%FY26
Total premium income
₹5,35,984 croreFY26
Group business market share
70.11%FY26
Assets under management
₹57,29,396 croreFY26
Solvency ratio
2.35FY26
VNB margin
21.2%FY26
Who pays it
Indian retail households buying savings, protection and retirement cover, and corporate groups buying group life and credit life policies
Biggest cost
Insurance claims — death benefits and maturity payouts — plus operating expenses
Kind of business
Large state-owned life insurer with an asset-heavy investment portfolio; product mix shifting from participating to non-participating products
Where it sits
India's largest life insurer with 56.6% market share by first-year premium income
Market Cap
₹—
P / E (TTM)
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EV / EBITDA
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Div Yield
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Growth
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Revenue 5y CAGR
PAT — · EBITDA —
Quality
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ROCE (FY26)
ROE — · margin —
Leverage
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Debt / Equity · not read for a lender
Moves on a normal day
0.80%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 12 Insurance peersBar = share of peers beaten · tick = industry median · latest reported figures
Profit growth#5/12

Scorecard

Measured from the filed financials, judged against its Insurance peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from LIFE INSURA CORP OF INDIA's filed financials and exchange disclosures

What does LIFE INSURA CORP OF INDIA do?

LIFE INSURA CORP OF INDIA is a Insurance company listed on NSE and BSE, trading under the symbol LICI.

Is LIFE INSURA CORP OF INDIA profitable?

Yes. Over the trailing twelve months LIFE INSURA CORP OF INDIA reported a net profit of ₹60,080 Cr.

Does LIFE INSURA CORP OF INDIA pay a dividend?

Yes. It paid out 13% of its profit as dividend in FY26.

How much does the LIFE INSURA CORP OF INDIA share price move in a day?

On a typical session LIFE INSURA CORP OF INDIA moves 0.80% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are LIFE INSURA CORP OF INDIA's next results?

Financial Results on Thu, 5 Nov. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track LIFE INSURA CORP OF INDIA's announcements?

Every NSE and BSE filing by LIFE INSURA CORP OF INDIA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.