MAS Financial Services Limited has informed the Exchange about Transcript

MAS Financial Services reported Q1 FY26 results with consolidated AUM growing ~21% YoY to INR12,505 crores and profit after tax up ~19% YoY to INR84 crores, on the lower end of the company's 20-25% growth band. Asset quality remained stable with Gross Stage 3 at 2.49% and Net Stage 3 at 1.63%, while ROA held at 2.84% and ROE at ~14% on the expanded post-QIP capital base. Management reiterated NIM guidance of 7-8% and ROA of 2.75-3%, with CFO Ankit Jain expecting 25-35 bps reduction in borrowing costs over the year as repo rate cuts pass through MCLR-linked loans (75% of borrowings). The company is well-funded with INR1,500 crores of DA/co-lending pipeline and INR680 crores in term loan sanctions, while the housing finance subsidiary (AUM INR794 crores) is expected to cross INR1,000 crores this year. Management set out multi-year targets: reaching INR20,000-25,000 crores AUM with existing product mix, next INR13,000 crores of AUM growth in 3 years, and doubling net worth in 5-6 years.