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Companies›Financial Services›Financial Services›Finance
NSE:MASFIN

MAS FINANCIAL SERV LTD

Financial Services › Finance
₹255.00
at close · 28 Oct 2026
▲ 4.00 (+1.59%)
ThemesArtificial Intelligence· growing

Latest filings

Next results: Wed, 28 Oct · Financial Results
  1. Q2 FY27: AUM up 23%, management retains 2036 growth vision · Investor Communications
  2. Q2 FY27 assets under management cross Rs 17,000 crore; profit up 26% · Compliance
  3. MAS Financial Services submits September 2026 financial results · Results
All filings ↓
Ask Nexa about MAS FINANCIAL SERV LTD

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Lends primarily to micro, small and medium enterprises (MSMEs) through 209 branches serving around 16,500 customer centers, with 200+ NBFC partners contributing roughly 33% of assets. The Q1 FY27 consolidated AUM stood at Rs 16,122.75 cr, of which 77% was MSME-led (MEL/SME), 14% commercial vehicles and 9% salaried personal loans. Financing activities generated 99.9% of FY26 segment revenue. A housing finance subsidiary held an AUM of Rs 976 cr at end of Q1 FY27, with a 100% secured book and net stage 3 of 0.68%. Borrowing cost is the principal input, falling 55 bps to 9.25% in Q1 FY27, while capital adequacy was 23.25% and Tier-1 21.94%. Loan yields are guided at 16-17% with spreads of 7-7.5%, and asset quality at gross stage 3 of 2.58% and net stage 3 of 1.70%. Funding comes from bank facilities rated CARE AA-/Acuité AA and private placement NCDs.

Revenue mix · reported segments
Financing activities99.9%
Others0.1%
Operating scale
Consolidated AUM
Rs 16,122.75 crQ1 FY27
Branch and partner network
209 branches, 16,500 centers, 200+ NBFC partnersQ1 FY27
AUM mix
77% MSME, 14% CV, 9% salaried personal loansQ1 FY27
Housing finance subsidiary AUM
Rs 976 cr (100% secured)Q1 FY27
Cost of borrowing
9.25% (down 55 bps)Q1 FY27
Capital adequacy / Tier-1
23.25% / 21.94%Q1 FY27
Who pays it
MSME borrowers, commercial vehicle buyers, salaried personal loan customers, and retail home loan customers via housing finance subsidiary
Biggest cost
Borrowing cost on bank loans and NCDs (9.25% in Q1 FY27)
Kind of business
MSME-focused NBFC with multi-channel direct and partner-led distribution, high-yield loan book
Where it sits
AA- rated NBFC with Rs 16,122.75 cr consolidated AUM at end of Q1 FY27, operating through 209 branches and 200+ NBFC partners
Market Cap
₹4,627 Cr
P / E (TTM)
11.7×
EV / EBITDA
—
Div Yield
0.77%
Growth
26.1%▲
Revenue 5y CAGR
PAT +20.9% · EBITDA +24.0%
Quality
—·
ROCE (FY26)
ROE 12.4% (5y median) · margin 71.1%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
3.2×▲
Margin −4.4 pts
₹627 Cr → ₹1,995 Cr
Moves on a normal day
1.11%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#71/200
P/B#160/253
ROE#35/257
EBITDA margin#88/249
Revenue growth#98/231
Profit growth#106/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 26% a year over 5 years
Profit compounding 21% a year over 5 years
Profit grew in every one of the last 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

MASFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from MAS FINANCIAL SERV LTD's filed financials and exchange disclosures

What does MAS FINANCIAL SERV LTD do?

MAS FINANCIAL SERV LTD is a Finance company listed on NSE and BSE, trading under the symbol MASFIN.

Is MAS FINANCIAL SERV LTD profitable?

Yes. Over the trailing twelve months MAS FINANCIAL SERV LTD reported a net profit of ₹399 Cr on revenue of ₹2,092 Cr.

Does MAS FINANCIAL SERV LTD pay a dividend?

Yes. The dividend yield is 0.77% at the current price. It paid out 9% of its profit as dividend in FY26.

Is MAS FINANCIAL SERV LTD expensive compared with its peers?

On trailing P/E, MAS FINANCIAL SERV LTD ranks 71 of 200 in Non Banking Financial Company (NBFC) — cheaper than 65% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the MAS FINANCIAL SERV LTD share price move in a day?

On a typical session MAS FINANCIAL SERV LTD moves 1.11% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are MAS FINANCIAL SERV LTD's next results?

Financial Results on Wed, 28 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track MAS FINANCIAL SERV LTD's announcements?

Every NSE and BSE filing by MAS FINANCIAL SERV LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.