Muthoot Capital Services Limited has informed the Exchange about Investor Presentation
MUTHOOTCAP · price
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Muthoot Capital Services, an automobile finance NBFC, reported its Q1 FY26 results via an investor presentation ahead of its earnings call. AUM grew strongly to ₹3,239 Cr, up 49% year-on-year and 6% sequentially, while disbursements rose 24% YoY to ₹619 Cr. However, the company swung to a loss of ₹4.41 Cr (from a profit of ₹5.92 Cr in Q4 FY25), with EPS at -₹2.84, as loan loss provisions spiked 61% QoQ to ₹26.68 Cr. Asset quality worsened with GNPA rising to 5.76% (from 4.88% QoQ) and NNPA to 2.70%. CRAR stood at 22.07% with debt-equity at 4.56x and borrowing cost at 9.89%. The company has stopped new co-lending disbursements with UP Money and Manba Finance, though collections will continue.
Despite impressive AUM growth, the swing to a quarterly loss and rising NPAs signal mounting margin and asset quality pressure, which is negative for near-term investor sentiment. Shareholders should watch for management commentary on provision trends, recovery in disbursements, and the path back to profitability at the August 6 earnings call.