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NSE:MUTHOOTCAP

MUTHOOT CAP SERV LTD

Financial Services › Finance
229.10
at close · 21 Sept 2026
6.10 (-2.59%)
ThemesElectric Vehicles· announced

Latest filings

  1. Muthoot Capital Services to raise up to Rs 150 Cr via NCD private placement · Fund Raising
  2. Muthoot Cap Services raises up to Rs 150 Cr via NCD private placement at 9.25% · Fund Raising
  3. Muthoot Capital raises up to 150 Crore via NCD private placement · Fund Raising
  4. Meeting to consider NCD issuance on private placement basis · Fund Raising
  5. AGM results: All 4 resolutions approved at Muthoot Capital Services 32nd AGM · Board & Shareholder Meetings
  6. Newspaper publication for fixed deposit acceptance and renewal · Compliance
  7. 32nd AGM of Muthoot Capital Services held on August 31, 2026 · Board & Shareholder Meetings
  8. Muthoot Cap Services: Head of Credit resigns, replacement appointed · Management Changes
  9. New Head of Credit appointed at Muthoot Capital Services, previous head resigns · Management Changes
  10. Muthoot Capital Appoints Ms. Vidya Awasthi as Head - Credit · Management Changes
  11. Muthoot Capital Services: Head of Credit resigns, replacement appointed · Management Changes
  12. Muthoot Capital Services gets new Head-Credit as Ajay Muchhal resigns · Management Changes
  13. Muthoot Capital raises Rs 100 Cr via NCD allotment at 9.25 percent · Fund Raising
  14. Muthoot Capital raises Rs 29.8 crore via securitization deal · Fund Raising
  15. Muthoot Cap raises up to Rs 100 Cr via NCDs at 9.25% · Fund Raising
  16. Muthoot Capital raises up to Rs 100 Cr via NCD private placement at 9.25% · Fund Raising
  17. Prior intimation of Debenture Committee meeting on August 18, 2026 · Fund Raising
  18. Notice of 32nd AGM published in newspapers · Compliance
  19. Annual Report FY2025-26 filed; 32nd AGM on Aug 31, 2026 · Investor Communications
  20. Annual Report FY2025-26 and 32nd AGM Notice · General
  21. AGM notice and Annual Report link for shareholders without registered email · Compliance
  22. Muthoot Capital Services 32nd AGM notice on August 31, 2026 · Board & Shareholder Meetings
  23. Brickwork assigns BWR AA/Stable rating for bank loan facilities · Credit & Debt
  24. Notice of 32nd Annual General Meeting scheduled for August 31, 2026 · Compliance
  25. Newspaper notice for 32nd AGM on August 31, 2026 via video conferencing · Compliance
  26. Muthoot Capital Q1 FY27 call: AA minus rating, GNPA down 182 bps, AUM targets retained · Investor Communications
  27. Muthoot Cap Services publishes Q1 FY27 results in newspapers · Compliance
  28. ICRA revises Muthoot Capital ESG Impact Rating to 74 from 73 · Business Updates
  29. Audio Recording of Q1 FY26 Investor Conference Call Uploaded · Investor Communications
  30. New independent director appointed, one re-appointed, tax auditor named · Management Changes
  31. Muthoot Capital adds new independent director, re-appoints another · Management Changes
  32. Board appoints new independent director, re-appoints another, adds tax auditor · Management Changes
  33. Q1 FY27 Investor Presentation: PAT jumps 276% YoY, GNPA improves to 3.94% · Investor Communications
  34. Muthoot Cap Serv files Security Cover Certificate for June 2026 quarter · Compliance
  35. Muthoot Cap Serv Q1 FY27 swings to profit, asset quality improves sharply · Results
  36. Muthoot Cap Serv Q1 FY27: PAT at Rs 8.12 cr vs loss, GNPA falls to 3.94% · Results
  37. Muthoot Cap Serv grants 2,68,979 stock options under ESOP 2018 · General
  38. Q1FY27 earnings call scheduled for July 17, 2026 · Board & Shareholder Meetings
  39. Muthoot Capital Services Q1FY27 earnings call set for July 17, 2026 · Board & Shareholder Meetings
  40. Independent Director Thomas Mathew resigns from Muthoot Capital · Management Changes
  41. Independent Director Thomas Mathew resigns from Muthoot Capital Services · Management Changes
  42. Independent Director Thomas Mathew resigns, cites age 75 · Management Changes
  43. Independent Director Thomas Mathew resigns from Muthoot Capital · Management Changes
  44. Independent Director Thomas Mathew resigns from Muthoot Capital Services · Management Changes
  45. Independent Director Thomas Mathew resigns citing personal reasons · Management Changes
  46. SEBI Regulation 74(5) compliance certificate filed for Q1 FY27 · Compliance
  47. RTA compliance certificate under SEBI Regulation 74(5) for Q1 FY27 · Compliance
  48. Board Meeting on July 16, 2026 to Consider Q1 FY27 Results · Results
  49. Board meeting on July 16 to consider Q1 FY27 results · Results
  50. Muthoot Capital raises Rs 150 Cr via NCD private placement at 9.25 percent · Fund Raising
All filings ↓
Ask Nexa about MUTHOOT CAP SERV LTD

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Lends primarily to retail borrowers for two-wheelers and other small-ticket mobility and equipment purchases, with the bulk of incremental sourcing shifting away from co-lending. As of Q1 FY27, the retail portfolio stood at ₹2,851 cr while the co-lending book was deliberately wound down to ₹499 cr, and construction equipment finance grew 75% year-on-year. Funding comes from bank borrowings, non-convertible debentures (a ₹150 cr issue at 9.25% coupon in June 2026) and public deposits, which crossed ₹100 cr in July 2026. Asset quality improved with gross NPA at 3.94% (down 182 bps YoY) after a ₹203 cr stressed-loan sale to an asset reconstruction company at 45.91% valuation. Lending operations run on digital rails, with AI agents handling 100% of pre-delinquency calls and over 80% of collections executed digitally. Group company cross-sell via the Muthoot FinCorp branch network accounts for 15-20% of incremental sourcing, with a stated FY27 target of 40%.

Operating scale
Assets under management
₹3,379 crQ1 FY27
Retail loan portfolio
₹2,851 crQ1 FY27
Co-lending portfolio
₹499 crQ1 FY27
Q1 FY27 disbursements
₹565 crQ1 FY27
FY27 disbursement target
₹3,000 crFY27
Long-term AUM target
₹10,000 crFY28-29
Who pays it
Retail borrowers buying two-wheelers, commercial vehicle operators, used-car buyers, and small-business borrowers for construction equipment.
Biggest cost
Cost of borrowings (bank loans, NCDs, public deposits); the spread versus the lending yield is the core profit lever.
Kind of business
Retail-focused, mobility-finance NBFC with AI-led digital collections.
Where it sits
Mid-sized non-bank lender in India's financial services sector, primarily in retail two-wheeler and small-ticket equipment financing.
Market Cap
₹377 Cr
P / E (TTM)
15.7×
EV / EBITDA
0.0×
Div Yield
Growth
4.2%
Revenue 5y CAGR
PAT -26.3% · EBITDA +5.6%
Quality
·
ROCE (5y median)
ROE 7.0% · margin 54.5%
Leverage
0.00·
Debt / Equity · low
Net debt ₹-365 Cr
Revenue FY21→FY26
1.2×
Margin 8.4 pts
₹504 Cr → ₹621 Cr
Cash conversion
-16.82×
Operating cash ÷ profit · 5 yrs
₹-1,452 Cr on ₹86 Cr
Moves on a normal day
1.22%·
Median daily move
Last 268 sessions · filing days run larger
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#101/213
P/B#51/246
ROE#164/266
Debt / Equity#5/266
EBITDA margin#116/249
Revenue growth#124/231
Profit growth#32/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Slow revenue growth — 4% a year over 5 years
Profit shrinking over 5 years (-26% a year)
Erratic profits — up in only 2 of the last 5 years
Carries more debt than its peers — 0.00× equity
lower than 11% of its 266 Non Banking Financial Company (NBFC) peers
Over 5 years it reported ₹86 Cr of profit and ₹-1,452 Cr of operating cash — -16.82×
Less than 60p of every ₹1 of profit arrived as cash

Charts

How has the market priced it — with filings on the timeline?

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Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from MUTHOOT CAP SERV LTD's filed financials and exchange disclosures

What does MUTHOOT CAP SERV LTD do?

MUTHOOT CAP SERV LTD is a Finance company listed on NSE and BSE, trading under the symbol MUTHOOTCAP.

Is MUTHOOT CAP SERV LTD profitable?

Yes. Over the trailing twelve months MUTHOOT CAP SERV LTD reported a net profit of ₹24 Cr on revenue of ₹631 Cr.

Does MUTHOOT CAP SERV LTD pay a dividend?

Not in the latest reported year — MUTHOOT CAP SERV LTD's dividend payout for FY26 was nil.

Is MUTHOOT CAP SERV LTD debt-free?

Effectively yes. It holds ₹365 Cr more cash than debt. Debt stands at 0.00× equity.

Is MUTHOOT CAP SERV LTD expensive compared with its peers?

On trailing P/E, MUTHOOT CAP SERV LTD ranks 101 of 213 in Non Banking Financial Company (NBFC) — cheaper than 53% of them, against an industry median of 17.8×. This is a position, not a valuation judgement.

How much does the MUTHOOT CAP SERV LTD share price move in a day?

On a typical session MUTHOOT CAP SERV LTD moves 1.22% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.

Where can I track MUTHOOT CAP SERV LTD's announcements?

Every NSE and BSE filing by MUTHOOT CAP SERV LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.