MUTHOOT CAP SERV LTD
Latest filings
- Audio recording of September 2026 results call uploaded · Investor Communications
- Muthoot Capital reports loan growth and better asset quality in Q2 FY27 · Investor Communications
- 100 percent collateral cover confirmed for secured debentures · Compliance
Snapshot
What the business is, and whether it's a good one at a fair price.
Lends primarily to retail borrowers for two-wheelers and other small-ticket mobility and equipment purchases, with the bulk of incremental sourcing shifting away from co-lending. As of Q1 FY27, the retail portfolio stood at ₹2,851 cr while the co-lending book was deliberately wound down to ₹499 cr, and construction equipment finance grew 75% year-on-year. Funding comes from bank borrowings, non-convertible debentures (a ₹150 cr issue at 9.25% coupon in June 2026) and public deposits, which crossed ₹100 cr in July 2026. Asset quality improved with gross NPA at 3.94% (down 182 bps YoY) after a ₹203 cr stressed-loan sale to an asset reconstruction company at 45.91% valuation. Lending operations run on digital rails, with AI agents handling 100% of pre-delinquency calls and over 80% of collections executed digitally. Group company cross-sell via the Muthoot FinCorp branch network accounts for 15-20% of incremental sourcing, with a stated FY27 target of 40%.
Scorecard
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
Strengths
Nothing stands out in the filed numbers.Concerns
Charts
How has the market priced it — with filings on the timeline?
MUTHOOTCAP · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from MUTHOOT CAP SERV LTD's filed financials and exchange disclosures
What does MUTHOOT CAP SERV LTD do?
MUTHOOT CAP SERV LTD is a Finance company listed on NSE and BSE, trading under the symbol MUTHOOTCAP.
Is MUTHOOT CAP SERV LTD profitable?
Yes. Over the trailing twelve months MUTHOOT CAP SERV LTD reported a net profit of ₹26 Cr on revenue of ₹653 Cr.
Does MUTHOOT CAP SERV LTD pay a dividend?
Not in the latest reported year — MUTHOOT CAP SERV LTD's dividend payout for FY26 was nil.
Is MUTHOOT CAP SERV LTD expensive compared with its peers?
On trailing P/E, MUTHOOT CAP SERV LTD ranks 78 of 201 in Non Banking Financial Company (NBFC) — cheaper than 62% of them, against an industry median of 17.6×. This is a position, not a valuation judgement.
How much does the MUTHOOT CAP SERV LTD share price move in a day?
On a typical session MUTHOOT CAP SERV LTD moves 1.34% — that is the median absolute close-to-close move across its last 268 trading days. MarketPing measures each filing's price reaction against it.
Where can I track MUTHOOT CAP SERV LTD's announcements?
Every NSE and BSE filing by MUTHOOT CAP SERV LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.