MUTHOOTCAPNSEMuthoot Capital Services LimitedMediumPositive
Announced Thu, 25 Sept · 23:41 IST

Muthoot Capital Services Limited has informed the Exchange about Credit Rating

Rating UpgradedCredit & Debt View source PDF

MUTHOOTCAP · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

CRISIL Ratings has revised the outlook on Muthoot Capital Services' long-term bank facilities and debt instruments to 'Positive' from 'Stable', while reaffirming the rating at 'Crisil A+'. A new 'Crisil A+/Positive' rating has been assigned to ₹50 crore of subordinated debt. The action covers ₹2,500 crore of bank loan facilities, over ₹1,350 crore of non-convertible debentures, ₹60 crore of market-linked debentures, ₹400 crore of commercial paper (reaffirmed at Crisil A1+), and fixed deposits. The company has shown strong recovery, with AUM growing to around ₹3,239 crore by June 2025 from ₹2,018 crore in March 2024, and gross NPAs improving to 4.88% in FY25 from 10.17% a year earlier, though ticking up to 5.76% in Q1FY26.

Likely market impact

This is a positive development for shareholders — the upgraded outlook reflects improving business momentum and asset quality, and could lower future borrowing costs. However, investors should note that Q1FY26 saw a small loss of ₹4.9 crore and a slight uptick in NPAs, which the rating agency flagged as monitorables.