MUTHOOTCAPNSEMuthoot Capital Services Limited· FinanceHighNeutral
Announced Thu, 15 May, 2025 · 24:21 IST

Muthoot Capital Services Limited has informed the Exchange regarding Outcome of Board Meeting held on May 14, 2025. for consideration and approval of Audited Financial Results for the Quarter and Financial Year ended March 31, 2025

Exceptional ItemNegative Operating CashflowDebt Equity ThresholdResults View source PDFExplain this filing

MUTHOOTCAP · price

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Price reactionminutes from the announcement price · days from the prior close
-7.3%Reaction day
₹292.25
prior close
₹262.30
announcement price
After-mkt
timing
Nifty Microcap 250market · in no size index; the smallest one is used+1.0%-8.3% vs market
Non Banking Financial Company (NBFC) peers, median of 196sector+0.0%-7.3% vs sector

On the reaction day the stock moved 8.3 pts less than Nifty Microcap 250 and 7.3 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+3.0
10m
+3.0
15m
+2.9
30m
+3.6
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
-7.3+1.0-8.3+0.0-7.3
Next day
-5.2+1.8-7.0+0.3-5.5
2d
-4.1+3.0-7.1+0.8-5.0
3d
-0.8+1.9-2.7+0.0-0.8
4d
-0.8+2.7-3.5+0.2-0.9
5d
-3.5+2.6-6.1+0.2-3.7
1w
-2.9+3.8-6.8+0.6-3.5
15d
-1.1+5.7-6.8+1.3-2.4
1m
+1.1+6.7-5.5+1.5-0.3
2m
+22.1+9.6+12.5+1.6+20.5
3m
-7.5+4.6-12.1-2.7-4.8
UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 196Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Muthoot Capital Services Limited (MUTHOOTCAP) announced its audited results for Q4 and FY25. Total revenue from operations grew ~18.4% YoY to ₹47,165.31 lakhs, driven by interest income of ₹44,659.43 lakhs (up ~21% YoY). Profit After Tax was ₹4,574.60 lakhs in FY25, down sharply from ₹12,265.79 lakhs in FY24, primarily because the prior year included a positive exceptional item of ₹9,584.65 lakhs. In Q4 alone, revenue rose ~40% YoY to ₹13,731.83 lakhs, but Q4 PAT fell ~45% to ₹642.16 lakhs due to higher finance costs and impairment provisions. Net cash used in operating activities was sharply negative at ₹(1,09,650.16) lakhs, reflecting aggressive loan book expansion (loans up ~60% to ₹2,980.13 lakhs). Asset quality improved with Gross NPA ratio falling to 4.88% (from 10.17%); statutory auditors Sundaram & Srinivasan issued an unmodified (clean) opinion.

Likely market impact

The lower headline PAT is largely a base effect from the prior year's exceptional item rather than a deterioration in core operations, which show strong loan growth and improving asset quality. However, the sharply negative operating cash flow and the rising debt-equity ratio (now 4.34x, up from 2.72x) are watch points for shareholders.