Muthoot Capital Services Limited has informed the Exchange regarding Outcome of Board Meeting held on May 14, 2025. for consideration and approval of Audited Financial Results for the Quarter and Financial Year ended March 31, 2025
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Muthoot Capital Services Limited (MUTHOOTCAP) announced its audited results for Q4 and FY25. Total revenue from operations grew ~18.4% YoY to ₹47,165.31 lakhs, driven by interest income of ₹44,659.43 lakhs (up ~21% YoY). Profit After Tax was ₹4,574.60 lakhs in FY25, down sharply from ₹12,265.79 lakhs in FY24, primarily because the prior year included a positive exceptional item of ₹9,584.65 lakhs. In Q4 alone, revenue rose ~40% YoY to ₹13,731.83 lakhs, but Q4 PAT fell ~45% to ₹642.16 lakhs due to higher finance costs and impairment provisions. Net cash used in operating activities was sharply negative at ₹(1,09,650.16) lakhs, reflecting aggressive loan book expansion (loans up ~60% to ₹2,980.13 lakhs). Asset quality improved with Gross NPA ratio falling to 4.88% (from 10.17%); statutory auditors Sundaram & Srinivasan issued an unmodified (clean) opinion.
The lower headline PAT is largely a base effect from the prior year's exceptional item rather than a deterioration in core operations, which show strong loan growth and improving asset quality. However, the sharply negative operating cash flow and the rising debt-equity ratio (now 4.34x, up from 2.72x) are watch points for shareholders.