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MUTHOOTFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

-6.8%1-day move

₹3523.50

prior close

₹3523.90

base price

After-mkt

timing

5m10m15m30m1D2D3D4D5D7D15D1M2M3M

-5.6-5.2-5.3-4.6-6.8-6.3-6.1-7.1-6.8-5.1-16.2-10.3-14.5—

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AI summary

Muthoot Finance reported strong FY2026 results with standalone AUM reaching ₹1,62,826 Cr (50% YoY) and PAT of ₹10,134 Cr (95% YoY). Consolidated PAT was ₹10,607 Cr, up 98% YoY. Net Interest Margin improved to 12.76% from 11.45% in FY2025, driven by higher gold loan yields and effective cost management. Interest spread expanded to 11.38% from 9.59% YoY. The company maintained strong asset quality with Stage III assets at 2.35% of total loans and ECL provision of 1.10%. ROE jumped to 30.63% from 19.73%. Gold loan AUM (standalone) crossed ₹1.54 lakh Cr with 6.41 million active customers across 4,968 branches. Muthoot Money (subsidiary) posted 2679% YoY PAT growth to ₹3,375 Mn.

Likely market impact

Exceptional growth year with margin expansion and strong profitability. The company's dominant gold loan market position (47% NBFC market share) and improving digital adoption (71% top-ups via app) support continued outperformance. High capital adequacy at 20.75% provides room for further growth.