What the business is, and whether it's a good one at a fair price.
Lends against household gold ornaments through a network of 7,654 branches, with gold-backed loans making up nearly the entire loan book. As of Q1 FY27, gold loan assets under management stood at ₹1,75,527 crore, and management cites a 47% share of NBFC gold financing. Consolidated loan AUM reached ₹1,91,532 crore, up 43% year-on-year. The group also operates Belstar Microfinance (81 new gold loan branches in FY26, ~200 more planned for FY27), Muthoot Money (gold AUM up 151% to ₹9,794 crore), Muthoot Homefin for housing finance, and Asia Asset Finance PLC in Sri Lanka. Shareholders have approved an MOA amendment to begin insurance distribution as a corporate agent across life, general, and health insurance. FY26 standalone profit after tax was ₹10,134 crore on consolidated AUM of ₹1,65,000 crore. The active customer base reached 6.58 million in Q1 FY27, with average loan-to-value around 57% and yields near 20.76% in Q4 FY26. The dominant cost is finance — interest on borrowings used to fund lending. Finance costs rose 47% year-on-year in Q1 FY27, faster than 34% interest income growth, pushing net interest margin to 10.41% from 12.15%. Employee cost was 8.9% of revenue and other operating expenses 6.4% in FY26.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from MUTHOOT FINANCE LIMITED's filed financials and exchange disclosures
MUTHOOT FINANCE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol MUTHOOTFIN.
Yes. Over the trailing twelve months MUTHOOT FINANCE LIMITED reported a net profit of ₹11,457 Cr on revenue of ₹33,431 Cr.
Yes. The dividend yield is 0.93% at the current price. It paid out 10% of its profit as dividend in FY26.
Effectively yes. It holds ₹12,614 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, MUTHOOT FINANCE LIMITED ranks 63 of 212 in Non Banking Financial Company (NBFC) — cheaper than 71% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session MUTHOOT FINANCE LIMITED moves 1.13% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by MUTHOOT FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
