MUTHOOTFINNSEMuthoot Finance Limited· FinanceMediumNeutral
Announced Thu, 12 Feb · 16:05 IST

Muthoot Finance Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

MUTHOOTFIN · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Muthoot Finance filed its Q3 FY2026 investor presentation highlighting record-breaking growth. Consolidated Loan AUM crossed the ₹1.5 trillion milestone, reaching ₹1,64,720 crore (up 48% YoY), with standalone AUM at ₹1,47,552 crore (up 51% YoY). Consolidated PAT for 9M FY26 jumped 84% YoY to ₹7,209 crore, while standalone PAT rose 91% YoY to ₹7,048 crore. Q3 FY26 standalone PAT grew 95% YoY to ₹26,564 crore, with EPS at ₹69.84. Gold Loan AUM hit a record ₹1,39,658 crore (up 50% YoY), backed by 205 tonnes of gold security worth ₹2,501 billion. NIM expanded to 12.77% in Q3 FY26 from 11.60% a year ago, and RoA improved to 7.59% (vs 5.81%). Stage III assets dropped sharply to 1.58% from 4.22% YoY, reflecting improved asset quality. Capital adequacy stood strong at 20.27%.

Likely market impact

Strong all-round performance with record AUM, profits, improving margins and asset quality should boost investor confidence. Subsidiary Muthoot Money delivered exceptional 168% YoY AUM growth, though Belstar Microfinance remained in losses. Positive momentum likely to support stock sentiment.