Muthoot Finance Limited has informed the Exchange regarding a press release dated May 14, 2025, titled "Press release on audited financial results for the quarter and year ended March 31, 2025".
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Awaiting price reaction for this filing.
Muthoot Finance reported its highest-ever consolidated Loan AUM of ₹1,22,181 crores (up 37% YoY) and standalone Loan AUM of ₹1,08,648 crores (up 43% YoY) for FY25, crossing the ₹1 lakh crore milestone. Gold Loan AUM also crossed ₹1 lakh crore at ₹1,02,956 crores, growing 41% YoY. Consolidated Profit After Tax rose 20% YoY to ₹5,352 crores, while standalone PAT grew 28% to ₹5,201 crores; Q4 standalone PAT jumped 43% YoY to ₹1,508 crores. The Board declared the highest-ever dividend of 260% (₹26 per share) and S&P and Moody's both upgraded long-term credit ratings with a Stable outlook. Subsidiaries performed well overall — Muthoot Homefin PAT doubled (up 114% to ₹39 crores) and Muthoot Money AUM surged 248% — though Belstar Microfinance's stage 3 assets rose sharply to 4.98% and credit losses for the group jumped 379% to ₹126.86 crores (still 0.12% of AUM).
Record AUM, profits, dividend, and dual rating upgrades are clearly positive signals for shareholders and should support the stock. However, the sharp rise in credit losses and the deterioration in Belstar Microfinance's asset quality are minor watchpoints that investors should monitor in coming quarters.