Muthoot Finance Limited has submitted to the Exchange, the financial results for the period ended December 31, 2025.
MUTHOOTFIN · price
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On the reaction day the stock moved 10.5 pts less than Nifty 100 and 11.5 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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Muthoot Finance reported strong Q3 FY26 results with standalone total revenue from operations at Rs 72,427.67 million, up about 64% from Rs 44,234.58 million in Q3 FY25. Standalone profit after tax jumped nearly 95% YoY to Rs 26,564.22 million, up from Rs 13,630.90 million a year ago. For the nine months ended December 2025, revenue rose about 58% to Rs 193,783.26 million and PAT nearly doubled to Rs 70,478.91 million versus Rs 36,929.16 million last year, translating to EPS of Rs 175.55 versus Rs 91.99. Consolidated Q3 PAT was Rs 28,234.83 million, more than double the Rs 13,915.45 million reported in Q3 FY25. Asset quality improved with Stage 3 loan assets falling to 1.58% from 4.22% a year ago, while capital adequacy stood at 20.27% and net profit margin expanded to 36.58% from 30.76%. Joint statutory auditors issued an unmodified limited review report on both standalone and consolidated results.
The sharply higher profits, strong revenue growth, and improving asset quality are positive signals for shareholders and likely to support the stock. Investors should note the debt-equity ratio has risen to 3.69 from 2.91 a year ago, reflecting rapid loan book expansion, though this remains typical for the gold loan NBFC business model.