Announcement under Regulation 30 (LODR) - Press Release
MUTHOOTMF · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Muthoot Microfin reported strong Q4 FY26 results with PAT of Rs. 71.1 crore versus a loss of Rs. 401.2 crore in Q4 FY25, marking a dramatic turnaround. For the full year, PAT stood at Rs. 170.3 crore compared to a loss of Rs. 222.5 crore in FY25. AUM grew 13.3% YoY to Rs. 14,006 crore, while disbursements surged 46.8% to Rs. 2,877 crore. Asset quality improved significantly with GNPA declining 95 bps to 3.89% and Net NPA down to 1.14%. Collection efficiency jumped to 96.43% from 90.68% YoY. Credit cost reduced sharply from 9.4% to 3.5% for the full year. However, NII declined 8.7% YoY to Rs. 1,415.5 crore and PPOP fell 24.4% to Rs. 655.6 crore, indicating margin compression. Capital adequacy remained strong at 23.9%.
Strong turnaround in profitability driven by sharp improvement in asset quality and lower credit costs. However, top-line pressure on NII and PPOP decline suggest margin compression concerns. The stock is on a recovery path from prior year losses, with ROE improving to 6.2% from -8.2%.