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NSE:MUTHOOTMF

MUTHOOT MICROFIN LIMITED

Financial Services › Finance
₹141.66
at close · 27 Oct 2026
▼ 4.16 (-2.85%)

Latest filings

Next results: Thu, 5 Nov · Financial Results/Other business matters
  1. Muthoot Microfin to discuss Q2 FY27 results on November 6, 2026 · Board & Shareholder Meetings
  2. CareEdge raises Muthoot Microfin outlook to Positive, reaffirms BB- · Compliance
  3. CareEdge reaffirms BB- rating; outlook revised to Positive · Credit & Debt
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A non-banking finance company lending to financially underserved women, primarily through joint liability group (JLG) loans and a growing book of individual MSME loans and loan-against-property. Revenue is entirely interest on the microfinance book; employee cost of Rs 603.51 crore is the largest operating line at 25.5% of revenue, followed by other opex at 7.7% and depreciation at 1.8%. Borrowings cost an average 10.27% in FY26, down 75 bps from the prior year. Net profit recovered to Rs 170 crore in FY26 from a prior-year loss, helped by credit cost easing to 3.5% of loans. The portfolio mix is shifting away from JLG toward individual MSME loans, LAP and other secured products, with management targeting Rs 30,000 crore of AUM by 2030.

Operating scale
AUM
Rs 14,005 croreFY26 closing
Branches
1,670 branches across 21 statesFY26
Employees
15,735 (90% in field roles)FY26
Collection efficiency
96.4%FY26
GNPA
3.89%FY26
Portfolio mix
83% JLG / 17% non-JLGFY26
Who pays it
Financially underserved women borrowers, accessed mainly through joint liability groups; some individual MSME and LAP customers.
Biggest cost
Employee cost (Rs 603.51 crore, 25.5% of revenue) plus interest on borrowings, which averaged 10.27% in FY26.
Kind of business
Asset-light microfinance NBFC; profitability swings with credit cost cycles as the JLG book re-prices.
Where it sits
Microfinance lender focused on financially underserved women under the Muthoot Pappachan Group; targets Rs 30,000 crore AUM and 10 million households served by 2030.
Market Cap
₹2,377 Cr
P / E (TTM)
9.7×
EV / EBITDA
—
Div Yield
—
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE 6.0% · margin 47.5%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY24→FY26
1.0×▲
Margin −12.6 pts
₹2,270 Cr → ₹2,370 Cr
Moves on a normal day
1.59%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 513 Finance peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#110/369
P/B#201/464
ROE#172/476
EBITDA margin#208/447
Revenue growth#167/418
Profit growth#14/474

Scorecard

Measured from the filed financials, judged against its Finance peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

MUTHOOTMF · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

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Financials

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from MUTHOOT MICROFIN LIMITED's filed financials and exchange disclosures

What does MUTHOOT MICROFIN LIMITED do?

MUTHOOT MICROFIN LIMITED is a Finance company listed on NSE and BSE, trading under the symbol MUTHOOTMF.

Is MUTHOOT MICROFIN LIMITED profitable?

Yes. Over the trailing twelve months MUTHOOT MICROFIN LIMITED reported a net profit of ₹245 Cr on revenue of ₹2,480 Cr.

Does MUTHOOT MICROFIN LIMITED pay a dividend?

Not in the latest reported year — MUTHOOT MICROFIN LIMITED's dividend payout for FY26 was nil.

Is MUTHOOT MICROFIN LIMITED expensive compared with its peers?

On trailing P/E, MUTHOOT MICROFIN LIMITED ranks 110 of 369 in Finance — cheaper than 70% of them, against an industry median of 16.8×. This is a position, not a valuation judgement.

How much does the MUTHOOT MICROFIN LIMITED share price move in a day?

On a typical session MUTHOOT MICROFIN LIMITED moves 1.59% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are MUTHOOT MICROFIN LIMITED's next results?

Financial Results/Other business matters on Thu, 5 Nov. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track MUTHOOT MICROFIN LIMITED's announcements?

Every NSE and BSE filing by MUTHOOT MICROFIN LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.