Investor Presentation on Audited Results for the quarter and financial year ended March 31, 2026 is enclosed.
KISSHT · price
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Kissht, a digital lending platform, reported strong FY26 results as a newly listed company (listed May 8, 2026). AUM grew 73% YoY to ₹7,066 crore, with PAT up 75% to ₹281 crore. The company improved asset quality with GNPA at 2.12%, down 77 bps YoY. Return ratios stood at RoAAUM of 5.0% and RoAE of 24.0%. For Q4 FY26 alone, PAT was ₹82 crore, up 7% QoQ. The company also launched LAP (Loan Against Property) product contributing 7.3% to AUM with plans to scale in FY27. Management provided FY27 guidance targeting 40%+ AUM growth, 10-15% reduction in impairment costs, and GNPA below 2.25%.
The company demonstrated strong growth with improving asset quality post-sector challenges. The FY27 guidance suggests continued margin improvement through better customer selection and lower impairment costs, which could be positive for profitability. The stock listed at a 11.7% premium and IPO was well-subscribed.