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NSE:KISSHT

ONEMI TECHNOLOGY SOL LTD

Financial Services › Finance·NIFTY MICROCAP 250NIFTY SMALLCAP 500NIFTY TOTAL MARKET
₹308.80
at close · 27 Oct 2026
▲ 3.25 (+1.06%)
ThemesArtificial Intelligence· core

Latest filings

Next results: Wed, 28 Oct · Financial Results
  1. Earnings call set for October 29, 2026 to discuss Q2 and H1 FY27 results · Board & Shareholder Meetings
  2. Board meeting set for October 28 to approve September results · Results
  3. OnEMI allots 2.65 crore shares via preferential issue · Fund Raising
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates a digital consumer lending platform under the Kissht brand through its wholly-owned NBFC subsidiary Si Creva, earning revenue primarily through interest on loans disbursed to retail borrowers. As of Q1 FY27, assets under management stood at around ₹8,001 crore, with quarterly disbursements of about ₹3,812 crore. The platform has served 12.25 million cumulative customers and has 74.60 million registered users, indicating a large funnel of borrowers. Asset quality is tracked via GNPA of 2.25%, NNPA of 0.36% and collection efficiency of 96.82%, while the lending book carries a capital adequacy ratio of 40.19%. The company recently obtained an AMFI registration for its subsidiary Invincible Minds (incorporated June 17, 2026), enabling distribution of mutual fund products as a second revenue line. It listed on NSE and BSE in May 2026 after an ₹850 crore IPO, with most proceeds deployed into Si Creva to augment its lending capital base; Si Creva also raised ₹325 crore via NCDs.

Operating scale
Assets under management
₹8,001 croreQ1 FY27
Quarterly disbursements
₹3,812 croreQ1 FY27
Cumulative customers
12.25 millionQ1 FY27
Registered users
74.60 millionQ1 FY27
Collection efficiency
96.82%Q1 FY27
Capital adequacy ratio (CRAR)
40.19%Q1 FY27
Who pays it
Retail consumers in India taking small-ticket digital loans
Biggest cost
Cost of borrowings for on-lending (no material/input costs)
Kind of business
Asset-light digital consumer lending platform with NBFC arm
Where it sits
Recently listed (May 2026) Indian digital lender operating under the Kissht brand
Market Cap
₹5,203 Cr
P / E (TTM)
—
EV / EBITDA
—
Div Yield
—
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
32.9%▲
ROCE (FY26)
ROE 21.0% · margin 31.2%
Leverage
0.81·
Debt / Equity · moderate
Net debt ₹883 Cr
Moves on a normal day
1.72%·
Median daily move
Last 116 sessions · the yardstick for filing-day moves
Where it sits among 120 Other Financial Services peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#37/76
P/B#93/105
ROCE#8/83
ROE#7/111
Debt / Equity#68/77
EBITDA margin#41/91

Scorecard

Measured from the filed financials, judged against its Other Financial Services peers · as of FY26 — not investment advice

Strengths
Returns on capital 32.9%
#8 of 83 in Other Financial Services on the latest reported figures
Negative working-capital cycle — the business is funded by its suppliers
Concerns
Carries more debt than its peers — 0.81× equity
higher than 88% of its 77 Other Financial Services peers

Charts

How has the market priced it — with filings on the timeline?

KISSHT · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from ONEMI TECHNOLOGY SOL LTD's filed financials and exchange disclosures

What does ONEMI TECHNOLOGY SOL LTD do?

ONEMI TECHNOLOGY SOL LTD is a Finance company listed on NSE and BSE, trading under the symbol KISSHT.

Does ONEMI TECHNOLOGY SOL LTD pay a dividend?

Not in the latest reported year — ONEMI TECHNOLOGY SOL LTD's dividend payout for FY26 was nil.

Is ONEMI TECHNOLOGY SOL LTD debt-free?

No. It reported borrowings of ₹1,092 Cr on its 31 Mar 2026 balance sheet, or net debt of ₹883 Cr after cash. Debt stands at 0.81× equity. That is higher than 88% of its 77 Other Financial Services peers.

How much does the ONEMI TECHNOLOGY SOL LTD share price move in a day?

On a typical session ONEMI TECHNOLOGY SOL LTD moves 1.72% — that is the median absolute close-to-close move across its last 116 trading days. MarketPing measures each filing's price reaction against it.

When are ONEMI TECHNOLOGY SOL LTD's next results?

Financial Results on Wed, 28 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track ONEMI TECHNOLOGY SOL LTD's announcements?

Every NSE and BSE filing by ONEMI TECHNOLOGY SOL LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.