PB Fintech Limited has informed the Exchange regarding Outcome of Board Meeting held on May 15, 2025.
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PB Fintech's board approved audited consolidated and standalone results for Q4 and FY25 on May 15, 2025. FY25 operating revenue grew 45% year-on-year to ₹4,977 Cr, with profit after tax (PAT) surging 448% to ₹353 Cr from ₹64 Cr in FY24. PAT margin expanded from 2% to 7%. Q4 revenue rose 38% YoY to ₹1,508 Cr and Q4 PAT grew 184% to ₹171 Cr. Insurance premium processed during the year stood at ₹23,486 Cr, up 48% YoY, with health and life new premium growing 48%. Statutory auditors Walker Chandiok & Co. LLP issued an unmodified (clean) opinion. The company also approved a ₹20 Cr capital infusion into subsidiary PB Pay Private Limited, incorporation of a new step-down subsidiary 'Paisabazaar Middle East LLC' in Dubai, and appointed Forvis Mazars LLP as the new internal auditor for three years starting FY26, replacing KPMG.
Strong topline growth, sharp profit expansion, and a clean audit opinion are positive for shareholders and likely to support the stock. Since listing in November 2021, revenue has compounded at a 52% CAGR and the company has turned consistently profitable, now sitting on a healthy ₹5,406 Cr cash balance, giving it room to fund expansion into UAE and new business lines.