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Companies›Financial Services›Financial Services›Financial Technology (Fintech)
NSE:POLICYBZR

PB FINTECH LIMITED

Financial Services › Financial Technology (Fintech)·NIFTY 200NIFTY 500NIFTY INDIA FPI 150NIFTY LARGEMIDCAP 250+11
₹1,008.40
at close · 27 Oct 2026
▼ 14.60 (-1.43%)

Latest filings

  1. ICICI Prudential MF crosses 5 percent in PB Fintech via open market buy · Ownership Changes
  2. RTA compliance certificate under SEBI Reg 74(5) for Sep 2026 quarter · Compliance
  3. PB Fintech invests Rs 1 Cr in wholly owned subsidiary PBFAA · Strategic Transactions
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates an online insurance and credit marketplace. Insurance broking contributes 89.6% of FY26 segment revenue at Rs 6,089.28 crore, while other services contribute 10.4% at Rs 704.74 crore. The insurance platform connects retail customers to insurer products across health, term, life and motor categories and earns brokerage on premium placed; for FY26, total insurance premium processed was Rs 29,934 crore, up 42% year-on-year. Renewal premium annualised revenue reached Rs 1,126 crore in Q4 FY26, up 63% YoY. A Point of Sale Person (POSP) network of 450,000 advisors distributes products offline, with 83% of premium now sourced from smaller agents. Other services include the Paisabazaar credit-comparison platform (5.8 crore consumers), a payment-aggregator arm (PB Pay), a stock-broking arm (PB Marketing), and a hospital business (PB Health) with two facilities in Noida and Gurugram. Employee expense is the biggest cost at 36.3% of revenue, followed by other operating expenses at 56.2%. The company also runs an insurance operation in the UAE and has set up reinsurance broking and advisory entities in Dubai.

Revenue mix · reported segments
Insurance broker services89.6%
Other services10.4%
Operating scale
Total insurance premium placed
Rs 29,934 crore (up 42% YoY)FY26
Renewal premium ARR
Rs 1,126 crore (up 63% YoY)Q4 FY26
POSP advisor network
450,000 advisorsQ4 FY26
Paisabazaar consumers
5.8 croreQ4 FY26
PB Care+ hospital network
500+ hospitalsQ4 FY26
Hospitals operated (PB Health)
2 (Noida + Gurugram)Q4 FY26
Who pays it
Indian retail consumers buying insurance and credit products, and the insurance companies whose policies are distributed through the platform
Biggest cost
Employee expense at 36.3% of revenue
Kind of business
Asset-light, platform-based insurance and credit distribution
Where it sits
Operates Policybazaar (online insurance aggregator) and Paisabazaar (credit comparison platform) in India; expanding into payments, stock broking and hospital operations
Market Cap
₹46,659 Cr
P / E (TTM)
62.1×
EV / EBITDA
46.8×
Div Yield
—
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
1.7%·
ROCE (5y median)
ROE 1.1% (5y median) · margin 13.0%
Leverage
0.00·
Debt / Equity · low
Net cash ₹746 Cr
Revenue FY22→FY26
4.8×▲
Margin +68.3 pts
₹1,425 Cr → ₹6,794 Cr
Moves on a normal day
1.44%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 9 Financial Technology (Fintech) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#2/6
P/B#7/10
ROCE#3/10
ROE#3/10
Debt / Equity#1/10
EBITDA margin#5/10
Revenue growth#5/9
Profit growth#2/9

Scorecard

Measured from the filed financials, judged against its Financial Technology (Fintech) peers · as of FY26 — not investment advice

Strengths
No borrowings on the balance sheet
lower than 89% of its 10 Financial Technology (Fintech) peers
Concerns
Returns on capital 1.7% (5-year median)
#3 of 10 in Financial Technology (Fintech) on the latest reported figures · up from −14.7% in FY22

Charts

How has the market priced it — with filings on the timeline?

POLICYBZR · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from PB FINTECH LIMITED's filed financials and exchange disclosures

What does PB FINTECH LIMITED do?

PB FINTECH LIMITED is a Financial Technology (Fintech) company listed on NSE and BSE, trading under the symbol POLICYBZR.

Is PB FINTECH LIMITED profitable?

Yes. Over the trailing twelve months PB FINTECH LIMITED reported a net profit of ₹748 Cr on revenue of ₹7,334 Cr.

Does PB FINTECH LIMITED pay a dividend?

Not in the latest reported year — PB FINTECH LIMITED's dividend payout for FY26 was nil.

Is PB FINTECH LIMITED debt-free?

Yes. It reported no borrowings on its 31 Mar 2026 balance sheet, and ₹746 Cr of cash.

Is PB FINTECH LIMITED expensive compared with its peers?

On trailing P/E, PB FINTECH LIMITED ranks 2 of 6 in Financial Technology (Fintech) — cheaper than 80% of them, against an industry median of 97.9×. This is a position, not a valuation judgement.

How much does the PB FINTECH LIMITED share price move in a day?

On a typical session PB FINTECH LIMITED moves 1.44% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track PB FINTECH LIMITED's announcements?

Every NSE and BSE filing by PB FINTECH LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.