Please find enclosed the Investor Presentation.
POLICYBZR · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
PB Fintech held its Analyst Day 2026 presenting strong execution four years post-IPO. The company has scaled Total Insurance Premium 4.9x from ₹6,152 Cr (FY22) to ₹29,934 Cr (FY26), with Revenue at ₹6,794 Cr and PAT turning profitable at ₹670 Cr (from ₹833 Cr loss in FY22). Management targets ₹1 Lac Cr Total Insurance Premium by FY30 and ₹1,000 Cr PAT in FY27. The renewal flywheel is a key highlight with ₹1,126 Cr ARR (Q4 FY26) growing at 43% CAGR with ~80% margins. Life business is now Top 5 in India with 32% CAGR; Health is 3rd largest retail fresh player with 18-20% market share (up from 4.5% in FY22). AI is embedded across operations processing 21 Lac calls daily. Paisabazaar has 7.5 Mn transacting customers with ₹30,740 Cr loan disbursals in FY26.
Strong execution track record with clear FY27 and FY30 targets signals confidence in continued margin expansion through the renewal flywheel model. The focus on high-margin Protection business and AI-driven efficiency supports the path to ₹1,000 Cr PAT target. Near-term catalyst for positive sentiment given multi-year targets and improving profitability.