PIRAMALFINBSEPiramal Finance LtdMediumNeutral
Announced Thu, 14 May · 18:19 IST

Investor Presentation

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

PIRAMALFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-0.8%1-day move
₹1911.50
prior close
₹1910.70
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-0.1-0.3+0.5+1.1-0.8+0.4+0.5+1.0+2.3+2.1+3.0+5.2+13.8
Up moveDown movePending
AI summary

Piramal Finance has crossed the ₹1 lakh crore AUM milestone, reaching ₹1,01,230 crore as of March 2026, representing 25% YoY growth. The company achieved FY26 consolidated PAT of ₹1,506 crore (up 210% YoY) and Growth business PBT of ₹1,560 crore (up 74% YoY), meeting all its targets for the year. Retail lending now comprises 85% of total AUM at ₹85,885 crore, while Legacy AUM has declined to just 3% of total. Asset quality remains stable with GNPA at 2.3% and NNPA at 1.6%. The company also secured inaugural DFI funding of $350 million from IFC and ADB, and received multiple credit rating upgrades to AA+ during Q4 FY26.

Likely market impact

Strong operational performance with significant profit growth and improving asset quality positions the stock favorably. The company has set FY27 targets of 25% AUM growth and ~50% PAT growth, with RoAUM expected to reach ~2.5%, indicating continued profitability improvement.