What the business is, and whether it's a good one at a fair price.
Lends to retail and wholesale borrowers as a non-banking financial company that has shifted 98% of its book to growth (retail) lending. The wholesale book is 70:30 between real estate and CMML at an average ticket of Rs 56 crore and yield of 14.2%. Retail disbursements accelerated to Rs 12,527 crore in Q1 FY27, up 44% YoY, with the network covering 780 branches across 607 cities and around 6 million customers. The biggest line in the FY26 cost stack is employee cost at Rs 1,811.24 crore (15.3% of revenue), followed by other opex at Rs 1,268.69 crore and depreciation at Rs 902.8 crore. Capital adequacy stood at 18.85% with debt-to-equity at 2.80; the company is rated AA+ domestically by CRISIL, ICRA and CARE, and BBB/Stable by Japanese agencies. Three group companies are being merged into the lender via an NCLT-filed scheme, and the board has approved a fund raise of up to Rs 4,000 crore.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from PIRAMAL FINANCE LIMITED's filed financials and exchange disclosures
PIRAMAL FINANCE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol PIRAMALFIN.
Yes. Over the trailing twelve months PIRAMAL FINANCE LIMITED reported a net profit of ₹1,691 Cr on revenue of ₹12,582 Cr.
Yes. The dividend yield is 0.49% at the current price. It paid out 17% of its profit as dividend in FY26.
Effectively yes. It holds ₹4,123 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, PIRAMAL FINANCE LIMITED ranks 147 of 212 in Non Banking Financial Company (NBFC) — cheaper than 31% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session PIRAMAL FINANCE LIMITED moves 1.08% — that is the median absolute close-to-close move across its last 209 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by PIRAMAL FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
