PIRAMALFINNSEPiramal Finance LimitedMediumNeutral
Announced Fri, 20 Mar · 14:52 IST

Piramal Finance Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

PIRAMALFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
+0.7%1-day move
₹1790.30
prior close
₹1839.80
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AI summary

Piramal Finance filed a revised investor presentation ahead of a Hong Kong Roadshow (March 23-24) and the Jefferies 2nd India NBFC Access Day (March 24). For Q3 FY26, the company reported consolidated AUM of ₹96,690 crore, up 23% year-on-year, with 82% coming from the retail book. Consolidated net profit surged 940% YoY to ₹401 crore, and consolidated NIM rose 51 basis points YoY to 6.3%. Growth business RoAUM improved to 1.9% (from 1.5% in Q1 FY26). Management reiterated its long-range targets of ₹1.5 lakh crore AUM by FY28, RoAUM above 3%, and AUM-to-equity of 4.5-5.0x. Three domestic agencies (CRISIL, ICRA, CARE) have assigned AA+ ratings to long-term debt, and the company secured its inaugural $350 million DFI funding from IFC and ADB. Legacy (discontinued) AUM has been cut to just 5% of the book, down 88% since March 2022.

Likely market impact

The presentation showcases strong operational momentum, expanding margins, and improving profitability, which should support investor confidence. Recent AA+ rating upgrades from all three domestic agencies and the new DFI funding line strengthen the credit profile and funding diversity, potentially lowering borrowing costs going forward.