PIRAMALFINNSEPiramal Finance LimitedMediumNeutral
Announced Wed, 11 Mar · 18:38 IST

Piramal Finance Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

PIRAMALFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Piramal Finance has filed its January 2026 investor presentation ahead of a Mumbai investor roadshow scheduled for March 18, 2026. Total AUM stood at ₹96,690 Cr, up 23% YoY, with retail lending making up 82% of the book. Q3 FY26 consolidated PAT jumped 940% YoY to ₹401 Cr, Growth business RoAUM rose to 1.9% (from 1.4% in FY25), and consolidated NIM improved 51bps YoY to 6.3%. The company is on track to hit its long-range targets of ₹1.5 lakh Cr AUM by FY28 and RoAUM above 3%. Asset quality remained stable with GNPA flat at 2.6% and retail 90+ DPD steady at 0.8%. Key highlights include a CRISIL AA+ rating upgrade in January 2026, inaugural $350 million DFI funding from IFC and ADB, and the announced monetization of its Shriram Life Insurance stake for ₹600 Cr.

Likely market impact

Positive signals across growth, profitability, and balance sheet metrics. Rising RoAUM, improving NIM, stable asset quality, and new long-term funding from global DFIs strengthen the growth story. Legacy book shrinkage to just 5% of AUM reduces tail risk and supports re-rating potential.