PIRAMALFINNSEPiramal Finance LimitedMediumNeutral
Announced Mon, 27 Apr · 16:14 IST

Piramal Finance Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

PIRAMALFIN · price

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Price reaction · full curve 14 horizons · vs prior close
+9.4%1-day move
₹1837.90
prior close
₹1920.00
base price
After-mkt
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5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-0.7-1.6+0.3+2.4+9.4+8.4+2.6+3.9+5.9+9.8+4.5+5.4+16.6
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AI summary

Piramal Finance reported strong FY26 results, with total AUM crossing ₹1,01,230 Cr (up 25% YoY) led by Growth AUM at 97% of the mix. Consolidated PAT surged 210% YoY to ₹1,506 Cr in FY26 and 390% YoY to ₹502 Cr in Q4 FY26. Growth business RoAUM improved to 2.1% (up 36bps YoY) and Consol NIM rose 14bps YoY to 6.5%. Asset quality strengthened with GNPA falling to 2.3% (down 32bps QoQ) and credit cost stable at 1.5%. The company received multiple rating upgrades (AA+ domestic, S&P to BB) and secured US$350mn DFI funding. Management met all FY26 targets and guided for FY27: ~25% AUM growth, ~50% PAT growth, and exit RoAUM of ~2.5%, reaffirming Mar-28 targets of ₹1.5L Cr AUM and RoAUM >3%.

Likely market impact

Strong execution on growth, profitability, and asset quality, combined with rating upgrades and reaffirmed multi-year targets, reinforces confidence in the company's transformation story. The FY27 guidance of 50% PAT growth and improving RoAUM is a positive signal for shareholders, though continued leverage uptick (AUM/equity moving toward 4.5-5x) warrants monitoring.