Intimation w.r.t. investor presentation
POONAWALLA · price
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Poonawalla Fincorp reported strong Q4FY26 results with AUM reaching ₹60,348 crore (69.4% YoY growth). PAT jumped 69.6% QoQ to ₹255 crore, while NII grew 78.5% YoY to ₹1,276 crore. The company raised ₹2,500 crore via QIP in April 2026, strengthening its capital adequacy to a proforma 20.74%. New products contributed 24% to total disbursements, with gold loan branches expanded to 400. Asset quality improved with GNPA down 7 bps QoQ to 1.44%. Management targets 35-40% AUM CAGR over the next couple of years and aims for 5-6x AUM growth over 5 years.
The strong quarterly performance combined with successful capital raise provides growth headroom. Improved profitability metrics (ROA at 1.81%, cost-to-income at 45.6%) indicate operational efficiency gains. The company's aggressive expansion in new retail products and digital initiatives positions it for sustained growth in the competitive NBFC space.