What the business is, and whether it's a good one at a fair price.
Lends to retail and small-business customers in India through six product franchises mounted on a single operating platform. Income is primarily interest on its loan book, with assets under management of ₹67,054 crore at the end of Q1 FY27, up 62.5% year-on-year. The main lines are prime personal loans (₹537 crore monthly disbursement, 38% digital), gold loans (₹875 crore monthly disbursement across 460 branches), and consumer durable financing (₹433 crore monthly disbursement through 17,300 retailer outlets). Smaller franchises cover commercial vehicles (₹104 crore monthly disbursement via 1,100 channel partners) and education loans (₹144 crore monthly disbursement across 50 locations); together, newer product lines made up 26% of Q1 FY27 disbursements. Net interest margin was 9.10% in Q1 FY27 and return on assets 1.98%, with a cost of borrowing of 7.72%. Reported asset quality was gross NPAs of 1.37% and net NPAs of 0.70%. A ₹2,500 crore Qualified Institutional Placement closed in April 2026 lifted capital adequacy to 19.46% and supported a debt-to-equity ratio of 3.82x. Employees account for 15% of revenue and other operating expenses for 14.5%, with depreciation and capex each around 1.4% of revenue.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
Loading peers…
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
Loading financials…
Who owns it — and is the promoter stake clean?
Loading shareholding…
Sign up to see the full company file
Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.
Answered from POONAWALLA FINCORP LTD's filed financials and exchange disclosures
POONAWALLA FINCORP LTD is a Finance company listed on NSE and BSE, trading under the symbol POONAWALLA.
Yes. Over the trailing twelve months POONAWALLA FINCORP LTD reported a net profit of ₹787 Cr on revenue of ₹7,813 Cr.
Not in the latest reported year — POONAWALLA FINCORP LTD's dividend payout for FY26 was nil.
Effectively yes. It holds ₹286 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, POONAWALLA FINCORP LTD ranks 169 of 212 in Non Banking Financial Company (NBFC) — cheaper than 20% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session POONAWALLA FINCORP LTD moves 1.38% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by POONAWALLA FINCORP LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
