POONAWALLA FINCORP LTD
Latest filings
- Newspaper notice opens special window to refile physical share transfers · Compliance
- Poonawalla Fincorp approves up to Rs 2,000 crore non-convertible debenture issue · Fund Raising
- Newspaper publication of postal ballot notice · Compliance
Snapshot
What the business is, and whether it's a good one at a fair price.
Lends to retail and small-business customers in India through six product franchises mounted on a single operating platform. Income is primarily interest on its loan book, with assets under management of ₹67,054 crore at the end of Q1 FY27, up 62.5% year-on-year. The main lines are prime personal loans (₹537 crore monthly disbursement, 38% digital), gold loans (₹875 crore monthly disbursement across 460 branches), and consumer durable financing (₹433 crore monthly disbursement through 17,300 retailer outlets). Smaller franchises cover commercial vehicles (₹104 crore monthly disbursement via 1,100 channel partners) and education loans (₹144 crore monthly disbursement across 50 locations); together, newer product lines made up 26% of Q1 FY27 disbursements. Net interest margin was 9.10% in Q1 FY27 and return on assets 1.98%, with a cost of borrowing of 7.72%. Reported asset quality was gross NPAs of 1.37% and net NPAs of 0.70%. A ₹2,500 crore Qualified Institutional Placement closed in April 2026 lifted capital adequacy to 19.46% and supported a debt-to-equity ratio of 3.82x. Employees account for 15% of revenue and other operating expenses for 14.5%, with depreciation and capex each around 1.4% of revenue.
Scorecard
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
Strengths
Concerns
Nothing flagged in the filed numbers.Charts
How has the market priced it — with filings on the timeline?
POONAWALLA · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from POONAWALLA FINCORP LTD's filed financials and exchange disclosures
What does POONAWALLA FINCORP LTD do?
POONAWALLA FINCORP LTD is a Finance company listed on NSE and BSE, trading under the symbol POONAWALLA.
Is POONAWALLA FINCORP LTD profitable?
Yes. Over the trailing twelve months POONAWALLA FINCORP LTD reported a net profit of ₹787 Cr on revenue of ₹7,813 Cr.
Does POONAWALLA FINCORP LTD pay a dividend?
Not in the latest reported year — POONAWALLA FINCORP LTD's dividend payout for FY26 was nil.
Is POONAWALLA FINCORP LTD expensive compared with its peers?
On trailing P/E, POONAWALLA FINCORP LTD ranks 153 of 200 in Non Banking Financial Company (NBFC) — cheaper than 24% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.
How much does the POONAWALLA FINCORP LTD share price move in a day?
On a typical session POONAWALLA FINCORP LTD moves 1.44% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
Where can I track POONAWALLA FINCORP LTD's announcements?
Every NSE and BSE filing by POONAWALLA FINCORP LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.