POONAWALLA · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Poonawalla Fincorp reported strong Q4FY26 results with AUM at ₹60,348 crore. PAT grew 69.6% QoQ to ₹255 crore versus ₹150 crore in Q3. Net Interest Income rose 78.5% YoY to ₹1,276 crore. Net Interest Margin improved 43 basis points QoQ to 9.05%. Pre-Provisioning Operating Profit surged 108.7% YoY to ₹695 crore. Asset quality improved with GNPA at 1.44% and NNPA at 0.74%. The company completed a ₹2,500 crore capital raise via QIP, boosting capital adequacy to 20.74% on a simulated basis. Cost of borrowing reduced to 7.63%.
The company demonstrated strong operational performance with simultaneous improvement in profitability, margins, and asset quality. The successful ₹2,500 crore capital raise provides significant headroom for growth. These results should be positive for the stock given the strong growth trajectory and healthy balance sheet metrics.